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Single Family ResidenceResidential
$365,976$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 99How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $149,000 on Sep 9, 2011

50 RIVER BEND LN

TOTZ, KY 40870
4
Beds
5
Baths
3,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$366K
$362K low$370K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$149,000 · Sep 9, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$248,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$248,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarlan
Lot (acres)The size of the land the home sits on, from county records.0.64
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Evarts Elementary SchoolB
Elementary · Grades PK–8 · 3.4 mi
H
Harlan County High SchoolC-
High · Grades 9–12 · 5.6 mi

District: Harlan County School District

Neighborhood · ZIP 40870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.127
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,919
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,260
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

50 River Bend Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Totz 40870
  • Costs more per square foot than 91% of homes in Harlan County
  • Among the largest homes in Totz 40870
  • Has a bigger lot than 67% of homes in Harlan County
  • Newer than 79% of homes in Harlan County

What homes are worth in Totz 40870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$261K

This home is worth more than almost all homes in Totz 40870.

How it measures up in Totz 40870

The dot is this home. The mark in the middle is the typical home in Totz 40870.

Estimated value$365,976
CheaperTypical $113,135Pricier

Pricier than almost all homes nearby

Price per ft²$108
CheaperTypical $83Pricier

Pricier than 84% of homes nearby

Living area3,400 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than almost all homes nearby

Lot size0.64 ac
SmallerTypical 0.65 acBigger

Bigger than 48% of homes nearby

Year built1995
OlderTypical 1979Newer

Newer than 76% of homes nearby

How 50 River Bend Ln ranks against every home in each area.
MeasureThis homeTotz 40870Harlan County
Estimated valuepricier than$365,976almost all homesalmost all homes
Price per ft²pricier than$10884% of homes91% of homes
Living areabigger than3,400 ft²almost all homes98% of homes
Lot sizebigger than0.64 ac48% of homes67% of homes
Year builtnewer than199576% of homes79% of homes

About 50 River Bend Ln

How much is 50 River Bend Ln, Totz, KY worth?

The TopHap Estimate for 50 River Bend Ln, Totz, KY is $365,976 as of Jul 14, 2026. The likely range is $362,316 to $369,636. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 50 River Bend Ln, Totz, KY last sell?

50 River Bend Ln, Totz, KY last sold on Sep 9, 2011 for $149,000, according to the county's recorded deed.

How big is 50 River Bend Ln, Totz, KY?

50 River Bend Ln, Totz, KY has 4 bedrooms, 5 bathrooms, 3,400 square feet of living space and a 0.64-acre lot.

When was 50 River Bend Ln, Totz, KY built?

50 River Bend Ln, Totz, KY was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 50 River Bend Ln, Totz, KY?

50 River Bend Ln, Totz, KY is assigned to Evarts Elementary School (elementary), rated B; Harlan County High School (high), rated C-. All sit in Harlan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 50 River Bend Ln, Totz, KY compare to other homes in Totz 40870?

Among the 235 homes in Totz 40870, it is worth more than almost all of them ($365,976 against a typical $113,135), its price per square foot is higher than 84% of them ($108 against a typical $83), it is bigger than almost all of them (3,400 ft² against a typical 1,248 ft²), its lot is bigger than 48% of them (0.64 ac against a typical 0.65 ac) and it is newer than 76% of them (1995 against a typical 1979). Measured against all of Harlan County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 50 River Bend Ln, Totz, KY?

The 2025 property tax bill for 50 River Bend Ln, Totz, KY was $3,326. The county assessed it at $248,000.

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