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Single Family ResidenceResidential
$699,000$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $460,000 on Sep 25, 2020

5035 S RIDGE DR

BAY CITY, OR 97107
3
Beds
2.5
Baths
2,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$699K
$656K low$742K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Sep 25, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$331,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$264,800
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$368,000
BANK OF THE WEST · recorded Sep 25, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,895 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$387,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,010
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$340,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$375,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$868,080

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTILLAMOOK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 118 ft²Shed · 64 ft²Patio · 888 ft²Porch · 64 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 97107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.294

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,609
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,525
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.109 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5035 S Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Bay City 97107
  • Costs less per square foot than 67% of homes in Tillamook County
  • Bigger than 89% of homes in Bay City 97107
  • Has a smaller lot than 79% of homes in Bay City 97107
  • Newer than 73% of homes in Bay City 97107

What homes are worth in Bay City 97107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$855K

This home is worth more than 94% of homes in Bay City 97107.

How it measures up in Bay City 97107

The dot is this home. The mark in the middle is the typical home in Bay City 97107.

Estimated value$699,000
CheaperTypical $391,693Pricier

Pricier than 94% of homes nearby

Price per ft²$287
CheaperTypical $273Pricier

Pricier than 62% of homes nearby

Living area2,432 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.14 ac
SmallerTypical 0.23 acBigger

Bigger than 21% of homes nearby

Year built2000
OlderTypical 1980Newer

Newer than 73% of homes nearby

How 5035 S Ridge Dr ranks against every home in each area.
MeasureThis homeBay City 97107Tillamook County
Estimated valuepricier than$699,00094% of homes73% of homes
Price per ft²pricier than$28762% of homes33% of homes
Living areabigger than2,432 ft²89% of homes87% of homes
Lot sizebigger than0.14 ac21% of homes33% of homes
Year builtnewer than200073% of homes73% of homes

About 5035 S Ridge Dr

How much is 5035 S Ridge Dr, Bay City, OR worth?

The TopHap Estimate for 5035 S Ridge Dr, Bay City, OR is $699,000 as of Jul 14, 2026. The likely range is $656,070 to $741,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5035 S Ridge Dr, Bay City, OR last sell?

5035 S Ridge Dr, Bay City, OR last sold on Sep 25, 2020 for $460,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 5035 S Ridge Dr, Bay City, OR?

5035 S Ridge Dr, Bay City, OR has 3 bedrooms, 2.5 bathrooms, 2,432 square feet of living space and a 0.14-acre lot.

When was 5035 S Ridge Dr, Bay City, OR built?

5035 S Ridge Dr, Bay City, OR was built in 2000, making it 26 years old. The building has 1 story.

How does 5035 S Ridge Dr, Bay City, OR compare to other homes in Bay City 97107?

Among the 875 homes in Bay City 97107, it is worth more than 94% of them ($699,000 against a typical $391,693), its price per square foot is higher than 62% of them ($287 against a typical $273), it is bigger than 89% of them (2,432 ft² against a typical 1,440 ft²), its lot is bigger than 21% of them (0.14 ac against a typical 0.23 ac) and it is newer than 73% of them (2000 against a typical 1980). Measured against all of Tillamook County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5035 S Ridge Dr, Bay City, OR?

The 2025 property tax bill for 5035 S Ridge Dr, Bay City, OR was $4,895. The county assessed it at $387,050.

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