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Single Family ResidenceResidential
$721,982$326 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5045 RIVER LN

TRAPPE, MD 21673
3 / 1
Baths
2,214 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$722K
$661K low$783K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.119%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$520,000
WELLS FARGO BANK NA · P · 6.25% 1 · recorded Mar 29, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$368,000
CENTURY LENDING CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,471 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$452,667 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$429,233
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$476,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.77 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.64%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyTalbot
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 180 ft²Porch · 240 ft²Boat access

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
White Marsh Elementary SchoolA
Elementary · Grades PK–5 · 5.0 mi
H
Easton High SchoolC+
High · Grades 9–12 · 6.7 mi
M
Easton Middle SchoolC-
Middle · Grades 6–8 · 7.5 mi

District: Talbot County Public Schools

Neighborhood · ZIP 21673These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,253
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,571
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,047
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5045 River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Trappe 21673
  • Costs more per square foot than 81% of homes in Trappe 21673
  • Bigger than 65% of homes in Trappe 21673
  • Has a bigger lot than 72% of homes in Talbot County
  • Older than 76% of homes in Trappe 21673

What homes are worth in Trappe 21673

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$2.9M

This home is worth more than 79% of homes in Trappe 21673.

How it measures up in Trappe 21673

The dot is this home. The mark in the middle is the typical home in Trappe 21673.

Estimated value$721,982
CheaperTypical $411,952Pricier

Pricier than 79% of homes nearby

Price per ft²$326
CheaperTypical $218Pricier

Pricier than 81% of homes nearby

Living area2,214 ft²
SmallerTypical 1,856 ft²Bigger

Bigger than 65% of homes nearby

Lot size2 ac
SmallerTypical 1.12 acBigger

Bigger than 60% of homes nearby

Year built1963
OlderTypical 1987Newer

Newer than 24% of homes nearby

How 5045 River Ln ranks against every home in each area.
MeasureThis homeTrappe 21673Talbot County
Estimated valuepricier than$721,98279% of homes69% of homes
Price per ft²pricier than$32681% of homes69% of homes
Living areabigger than2,214 ft²65% of homes59% of homes
Lot sizebigger than2 ac60% of homes72% of homes
Year builtnewer than196324% of homes29% of homes

About 5045 River Ln

How much is 5045 River Ln, Trappe, MD worth?

The TopHap Estimate for 5045 River Ln, Trappe, MD is $721,982 as of Jul 14, 2026. The likely range is $660,906 to $783,058. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5045 River Ln, Trappe, MD last sell?

5045 River Ln, Trappe, MD last sold on Jan 22, 2019, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 5045 River Ln, Trappe, MD?

5045 River Ln, Trappe, MD has 3 bathrooms, 2,214 square feet of living space and a 2.00-acre lot.

When was 5045 River Ln, Trappe, MD built?

5045 River Ln, Trappe, MD was built in 1963, making it 63 years old. It is a conventional home. The building has 2 stories.

What schools serve 5045 River Ln, Trappe, MD?

5045 River Ln, Trappe, MD is assigned to White Marsh Elementary School (elementary), rated A; Easton High School (high), rated C+; Easton Middle School (middle), rated C-. All sit in Talbot County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5045 River Ln, Trappe, MD compare to other homes in Trappe 21673?

Among the 1,559 homes in Trappe 21673, it is worth more than 79% of them ($721,982 against a typical $411,952), its price per square foot is higher than 81% of them ($326 against a typical $218), it is bigger than 65% of them (2,214 ft² against a typical 1,856 ft²), its lot is bigger than 60% of them (2 ac against a typical 1.12 ac) and it is newer than 24% of them (1963 against a typical 1987). Measured against all of Talbot County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5045 River Ln, Trappe, MD?

The 2023 property tax bill for 5045 River Ln, Trappe, MD was $3,471. The county assessed it at $452,667.

Closest homes

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Assigned schools

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