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Duplex (2 Units, Any Combination)Residential

5045 STATE ROUTE 145

COBLESKILL, NY 12043
5
Beds
3
Baths
3,838 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
69.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1840
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,488 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$173,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$353,878

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.74 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.69.40
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
William H Golding Middle SchoolD
Middle · Grades 6–9 · 2.0 mi
E
George D Ryder Elementary School
Elementary · Grades PK–6 · 2.1 mi
H
Cobleskill-Richmondville High SchoolC
High · Grades 9–12 · 4.2 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12043These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,420
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.123 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,910
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5045 State Route 145 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Schoharie County
  • Has a bigger lot than 97% of homes in Cobleskill 12043
  • Older than 98% of homes in Cobleskill 12043

How it measures up in Cobleskill 12043

The dot is this home. The mark in the middle is the typical home in Cobleskill 12043.

Living area3,838 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 98% of homes nearby

Lot size69.4 ac
SmallerTypical 1 acBigger

Bigger than 97% of homes nearby

Year built1840
OlderTypical 1960Newer

Newer than 2% of homes nearby

How 5045 State Route 145 ranks against every home in each area.
MeasureThis homeCobleskill 12043Schoharie County
Living areabigger than3,838 ft²98% of homesalmost all homes
Lot sizebigger than69.4 ac97% of homes94% of homes
Year builtnewer than18402% of homes4% of homes

About 5045 State Route 145

When did 5045 State Route 145, Cobleskill, NY last sell?

5045 State Route 145, Cobleskill, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5045 State Route 145, Cobleskill, NY?

5045 State Route 145, Cobleskill, NY has 5 bedrooms, 3 bathrooms, 3,838 square feet of living space and a 69.40-acre lot.

When was 5045 State Route 145, Cobleskill, NY built?

5045 State Route 145, Cobleskill, NY was built in 1840, making it 186 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 5045 State Route 145, Cobleskill, NY?

5045 State Route 145, Cobleskill, NY is assigned to William H Golding Middle School (middle), rated D; George D Ryder Elementary School (elementary); Cobleskill-Richmondville High School (high), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5045 State Route 145, Cobleskill, NY compare to other homes in Cobleskill 12043?

Among the 2,372 homes in Cobleskill 12043, it is bigger than 98% of them (3,838 ft² against a typical 1,656 ft²), its lot is bigger than 97% of them (69.4 ac against a typical 1 ac) and it is newer than 2% of them (1840 against a typical 1960). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5045 State Route 145, Cobleskill, NY?

The 2025 property tax bill for 5045 State Route 145, Cobleskill, NY was $7,488. The county assessed it at $173,400.

More homes on State Route 145

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Assigned schools

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