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Single Family ResidenceResidential
$84,594$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

505 E SPECK AVE

MONTEREY, TN 38574
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$85K
$76K low$93K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,375 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,625
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,375
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$65,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²Patio · 140 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monterey High SchoolB-
Middle · Grades 7–12 · 0.3 mi
E
Burks Elementary SchoolB
Elementary · Grades PK–6 · 0.6 mi

District: Putnam County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

505 E Speck Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Putnam County
  • Costs less per square foot than 98% of homes in Putnam County
  • Smaller than 90% of homes in Putnam County
  • Has a smaller lot than 98% of homes in Monterey 38574
  • Older than 80% of homes in Monterey 38574

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$750K

This home is worth more than 8% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$84,594
CheaperTypical $251,559Pricier

Pricier than 8% of homes nearby

Price per ft²$84
CheaperTypical $169Pricier

Pricier than 7% of homes nearby

Living area1,008 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.19 ac
SmallerTypical 2.5 acBigger

Bigger than 2% of homes nearby

Year built1968
OlderTypical 1993Newer

Newer than 20% of homes nearby

How 505 E Speck Ave ranks against every home in each area.
MeasureThis homeMonterey 38574Putnam County
Estimated valuepricier than$84,5948% of homesalmost no homes
Price per ft²pricier than$847% of homes2% of homes
Living areabigger than1,008 ft²18% of homes10% of homes
Lot sizebigger than0.19 ac2% of homes6% of homes
Year builtnewer than196820% of homes20% of homes

About 505 E Speck Ave

How much is 505 E Speck Ave, Monterey, TN worth?

The TopHap Estimate for 505 E Speck Ave, Monterey, TN is $84,594 as of Oct 21, 2026. The likely range is $76,096 to $93,092. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 505 E Speck Ave, Monterey, TN last sell?

505 E Speck Ave, Monterey, TN last sold on Jun 15, 1971, according to the county's recorded deed.

How big is 505 E Speck Ave, Monterey, TN?

505 E Speck Ave, Monterey, TN has 1 bathrooms, 1,008 square feet of living space and a 0.19-acre lot.

When was 505 E Speck Ave, Monterey, TN built?

505 E Speck Ave, Monterey, TN was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 505 E Speck Ave, Monterey, TN?

505 E Speck Ave, Monterey, TN is assigned to Monterey High School (middle), rated B-; Burks Elementary School (elementary), rated B. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 505 E Speck Ave, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,740 homes in Monterey 38574, it is worth more than 8% of them ($84,594 against a typical $251,559), its price per square foot is higher than 7% of them ($84 against a typical $169), it is bigger than 18% of them (1,008 ft² against a typical 1,496 ft²), its lot is bigger than 2% of them (0.19 ac against a typical 2.5 ac) and it is newer than 20% of them (1968 against a typical 1993). Measured against all of Putnam County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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