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Single Family ResidenceResidential
$53,002$60 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

505 RIDGE RD

KILMICHAEL, MS 39747
3
Beds
0
Baths
879 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$53K
$37K low$69K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,151
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,521
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$9,851
HOLMES COUNTY BANK & TRUST COMPANY · recorded Oct 4, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$710 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,913 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,563
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,913
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$42,786

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.6.40
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Winona Elementary SchoolC+
Elementary · Grades PK–6 · 9.4 mi
M
Winona Secondary SchoolC-
Middle · Grades 7–12 · 9.6 mi

District: Winona-Montgomery County Consolidated School District

Neighborhood · ZIP 39747These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,862
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,087
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,198
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

505 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Montgomery County
  • Smaller than 93% of homes in Montgomery County
  • Has a bigger lot than 72% of homes in Montgomery County
  • Older than 95% of homes in Kilmichael 39747

What homes are worth in Kilmichael 39747

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$364K

This home is worth more than 26% of homes in Kilmichael 39747.

How it measures up in Kilmichael 39747

The dot is this home. The mark in the middle is the typical home in Kilmichael 39747.

Estimated value$53,002
CheaperTypical $85,713Pricier

Pricier than 26% of homes nearby

Price per ft²$60
CheaperTypical $52Pricier

Pricier than 62% of homes nearby

Living area879 ft²
SmallerTypical 1,483 ft²Bigger

Bigger than 8% of homes nearby

Lot size6.4 ac
SmallerTypical 2.3 acBigger

Bigger than 71% of homes nearby

Year built1920
OlderTypical 1975Newer

Newer than 5% of homes nearby

How 505 Ridge Rd ranks against every home in each area.
MeasureThis homeKilmichael 39747Montgomery County
Estimated valuepricier than$53,00226% of homes14% of homes
Price per ft²pricier than$6062% of homes44% of homes
Living areabigger than879 ft²8% of homes7% of homes
Lot sizebigger than6.4 ac71% of homes72% of homes
Year builtnewer than19205% of homes5% of homes

About 505 Ridge Rd

How much is 505 Ridge Rd, Kilmichael, MS worth?

The TopHap Estimate for 505 Ridge Rd, Kilmichael, MS is $53,002 as of Jun 23, 2026. The likely range is $37,101 to $68,902. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 505 Ridge Rd, Kilmichael, MS last sell?

505 Ridge Rd, Kilmichael, MS last sold on Dec 13, 2021, according to the county's recorded deed.

How big is 505 Ridge Rd, Kilmichael, MS?

505 Ridge Rd, Kilmichael, MS has 3 bedrooms, 879 square feet of living space and a 6.40-acre lot.

When was 505 Ridge Rd, Kilmichael, MS built?

505 Ridge Rd, Kilmichael, MS was built in 1920, making it 106 years old.

What schools serve 505 Ridge Rd, Kilmichael, MS?

505 Ridge Rd, Kilmichael, MS is assigned to Winona Elementary School (elementary), rated C+; Winona Secondary School (middle), rated C-. All sit in Winona-Montgomery County Consolidated School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 505 Ridge Rd, Kilmichael, MS compare to other homes in Kilmichael 39747?

Among the 780 homes in Kilmichael 39747, it is worth more than 26% of them ($53,002 against a typical $85,713), its price per square foot is higher than 62% of them ($60 against a typical $52), it is bigger than 8% of them (879 ft² against a typical 1,483 ft²), its lot is bigger than 71% of them (6.4 ac against a typical 2.3 ac) and it is newer than 5% of them (1920 against a typical 1975). Measured against all of Montgomery County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 505 Ridge Rd, Kilmichael, MS?

The 2024 property tax bill for 505 Ridge Rd, Kilmichael, MS was $710. The county assessed it at $4,913.

Closest homes

More homes in Kilmichael 39747

Assigned schools

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See this home in context

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