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Single Family ResidenceResidential
$629,614$341 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

5082 FERN DR

LORETTO, MN 55357
3
Beds
2
Baths
1,849 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$630K
$549K low$711K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,478 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$472,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$162,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$310,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$458,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$472,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENNEPIN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 362 ft²Patio · 362 ft²Porch · 736 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Delano Elementary SchoolA+
Elementary · Grades KG–4 · 6.1 mi
H
Delano High SchoolA
High · Grades 9–12 · 6.2 mi
M
Delano Middle SchoolA+
Middle · Grades 5–8 · 6.3 mi

District: Delano Public School District

Neighborhood · ZIP 55357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,155
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.162 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,581
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$177,942
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5082 Fern Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Hennepin County
  • Costs more per square foot than 76% of homes in Hennepin County
  • Bigger than 73% of homes in Hennepin County
  • Has a bigger lot than 98% of homes in Hennepin County
  • Newer than 68% of homes in Hennepin County

What homes are worth in Loretto 55357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$1.6M

This home is worth more than 66% of homes in Loretto 55357.

How it measures up in Loretto 55357

The dot is this home. The mark in the middle is the typical home in Loretto 55357.

Estimated value$629,614
CheaperTypical $499,054Pricier

Pricier than 66% of homes nearby

Price per ft²$341
CheaperTypical $327Pricier

Pricier than 55% of homes nearby

Living area1,849 ft²
SmallerTypical 1,817 ft²Bigger

Bigger than 52% of homes nearby

Lot size8.2 ac
SmallerTypical 2.52 acBigger

Bigger than 85% of homes nearby

Year built1984
OlderTypical 1997Newer

Newer than 33% of homes nearby

How 5082 Fern Dr ranks against every home in each area.
MeasureThis homeLoretto 55357Hennepin County
Estimated valuepricier than$629,61466% of homes83% of homes
Price per ft²pricier than$34155% of homes76% of homes
Living areabigger than1,849 ft²52% of homes73% of homes
Lot sizebigger than8.2 ac85% of homes98% of homes
Year builtnewer than198433% of homes68% of homes

About 5082 Fern Dr

How much is 5082 Fern Dr, Loretto, MN worth?

The TopHap Estimate for 5082 Fern Dr, Loretto, MN is $629,614 as of Oct 21, 2026. The likely range is $548,624 to $710,604. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5082 Fern Dr, Loretto, MN last sell?

5082 Fern Dr, Loretto, MN last sold on Feb 17, 2012, according to the county's recorded deed.

How big is 5082 Fern Dr, Loretto, MN?

5082 Fern Dr, Loretto, MN has 3 bedrooms, 2 bathrooms and 1,849 square feet of living space.

When was 5082 Fern Dr, Loretto, MN built?

5082 Fern Dr, Loretto, MN was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 5082 Fern Dr, Loretto, MN?

5082 Fern Dr, Loretto, MN is assigned to Delano Elementary School (elementary), rated A+; Delano High School (high), rated A; Delano Middle School (middle), rated A+. All sit in Delano Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5082 Fern Dr, Loretto, MN compare to other homes in Loretto 55357?

Among the 1,498 homes in Loretto 55357, it is worth more than 66% of them ($629,614 against a typical $499,054), its price per square foot is higher than 55% of them ($341 against a typical $327), it is bigger than 52% of them (1,849 ft² against a typical 1,817 ft²), its lot is bigger than 85% of them (8.2 ac against a typical 2.52 ac) and it is newer than 33% of them (1984 against a typical 1997). Measured against all of Hennepin County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5082 Fern Dr, Loretto, MN?

The 2025 property tax bill for 5082 Fern Dr, Loretto, MN was $5,478. The county assessed it at $472,400.

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