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Rural ResidenceResidential
$389,714$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5085 2 RANCH LN

WADE, NC 28395
3
Beds
1
Baths
1,943 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$390K
$355K low$424K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$139,714
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$111,771
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
TRUIST BANK · recorded Jun 27, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,050 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$295,261 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$127,884
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$167,377
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,231
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,261

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCumberland
Lot (acres)The size of the land the home sits on, from county records.10.95
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 92 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
District 7 Elementary SchoolA-
Elementary · Grades PK–5 · 0.6 mi
H
Cape Fear High SchoolB+
High · Grades 9–12 · 8.9 mi
M
Mac Williams Middle SchoolC-
Middle · Grades 6–8 · 9.0 mi

District: Cumberland County Schools

Neighborhood · ZIP 28395These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5085 2 Ranch Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Cumberland County
  • Costs more per square foot than 96% of homes in Cumberland County
  • Bigger than 69% of homes in Cumberland County
  • Among the largest lots in Cumberland County

What homes are worth in Wade 28395

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$608K

This home is worth more than 78% of homes in Wade 28395.

How it measures up in Wade 28395

The dot is this home. The mark in the middle is the typical home in Wade 28395.

Estimated value$389,714
CheaperTypical $261,422Pricier

Pricier than 78% of homes nearby

Price per ft²$201
CheaperTypical $141Pricier

Pricier than 91% of homes nearby

Living area1,943 ft²
SmallerTypical 1,786 ft²Bigger

Bigger than 58% of homes nearby

Lot size10.95 ac
SmallerTypical 1.84 acBigger

Bigger than 90% of homes nearby

Year built1978
OlderTypical 1984Newer

Newer than 47% of homes nearby

How 5085 2 Ranch Ln ranks against every home in each area.
MeasureThis homeWade 28395Cumberland County
Estimated valuepricier than$389,71478% of homes90% of homes
Price per ft²pricier than$20191% of homes96% of homes
Living areabigger than1,943 ft²58% of homes69% of homes
Lot sizebigger than10.95 ac90% of homesalmost all homes
Year builtnewer than197847% of homes44% of homes

About 5085 2 Ranch Ln

How much is 5085 2 Ranch Ln, Wade, NC worth?

The TopHap Estimate for 5085 2 Ranch Ln, Wade, NC is $389,714 as of Jul 14, 2026. The likely range is $355,484 to $423,944. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 5085 2 Ranch Ln, Wade, NC?

5085 2 Ranch Ln, Wade, NC has 3 bedrooms, 1 bathrooms, 1,943 square feet of living space and a 10.95-acre lot.

When was 5085 2 Ranch Ln, Wade, NC built?

5085 2 Ranch Ln, Wade, NC was built in 1978, making it 48 years old. It is a traditional/old home. The building has 1 story.

What schools serve 5085 2 Ranch Ln, Wade, NC?

5085 2 Ranch Ln, Wade, NC is assigned to District 7 Elementary School (elementary), rated A-; Cape Fear High School (high), rated B+; Mac Williams Middle School (middle), rated C-. All sit in Cumberland County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5085 2 Ranch Ln, Wade, NC compare to other homes in Wade 28395?

Among the 1,201 homes in Wade 28395, it is worth more than 78% of them ($389,714 against a typical $261,422), its price per square foot is higher than 91% of them ($201 against a typical $141), it is bigger than 58% of them (1,943 ft² against a typical 1,786 ft²), its lot is bigger than 90% of them (10.95 ac against a typical 1.84 ac) and it is newer than 47% of them (1978 against a typical 1984). Measured against all of Cumberland County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5085 2 Ranch Ln, Wade, NC?

The 2025 property tax bill for 5085 2 Ranch Ln, Wade, NC was $3,050. The county assessed it at $295,261.

Closest homes

More homes in Wade 28395

Assigned schools

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