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Single Family ResidenceResidential
$251,378$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

509 ELM ST SW

DEMOTTE, IN 46310
3
Beds
2
Baths
1,170 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$251K
$240K low$263K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,378
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,902
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$115,000
ROUNDPOINT MORTGAGE CO · recorded Dec 30, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$34,000
DEMOTTE STATE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,143 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$228,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$214,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJASPER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Demotte Elementary SchoolB+
Elementary · Grades PK–3 · 0.5 mi
M
Kankakee Valley Middle SchoolB-
Middle · Grades 6–8 · 3.2 mi
H
Kankakee Valley High SchoolA-
High · Grades 9–12 · 4.5 mi

District: Kankakee Valley School Corporation

Neighborhood · ZIP 46310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,801
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.199 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,027
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,241
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

509 Elm St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Demotte 46310
  • Costs more per square foot than 84% of homes in Jasper County
  • Smaller than 88% of homes in Demotte 46310
  • Has a smaller lot than 91% of homes in Demotte 46310
  • Newer than 70% of homes in Jasper County

What homes are worth in Demotte 46310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$675K

This home is worth more than 26% of homes in Demotte 46310.

How it measures up in Demotte 46310

The dot is this home. The mark in the middle is the typical home in Demotte 46310.

Estimated value$251,378
CheaperTypical $306,615Pricier

Pricier than 26% of homes nearby

Price per ft²$215
CheaperTypical $180Pricier

Pricier than 81% of homes nearby

Living area1,170 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.28 ac
SmallerTypical 0.76 acBigger

Bigger than 9% of homes nearby

Year built1997
OlderTypical 1991Newer

Newer than 67% of homes nearby

How 509 Elm St Sw ranks against every home in each area.
MeasureThis homeDemotte 46310Jasper County
Estimated valuepricier than$251,37826% of homes40% of homes
Price per ft²pricier than$21581% of homes84% of homes
Living areabigger than1,170 ft²12% of homes16% of homes
Lot sizebigger than0.28 ac9% of homes18% of homes
Year builtnewer than199767% of homes70% of homes

About 509 Elm St Sw

How much is 509 Elm St Sw, Demotte, IN worth?

The TopHap Estimate for 509 Elm St Sw, Demotte, IN is $251,378 as of Jul 14, 2026. The likely range is $239,892 to $262,864. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 509 Elm St Sw, Demotte, IN last sell?

509 Elm St Sw, Demotte, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 509 Elm St Sw, Demotte, IN?

509 Elm St Sw, Demotte, IN has 3 bedrooms, 2 bathrooms, 1,170 square feet of living space and a 0.28-acre lot.

When was 509 Elm St Sw, Demotte, IN built?

509 Elm St Sw, Demotte, IN was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 509 Elm St Sw, Demotte, IN?

509 Elm St Sw, Demotte, IN is assigned to Demotte Elementary School (elementary), rated B+; Kankakee Valley Middle School (middle), rated B-; Kankakee Valley High School (high), rated A-. All sit in Kankakee Valley School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 509 Elm St Sw, Demotte, IN compare to other homes in Demotte 46310?

Among the 5,405 homes in Demotte 46310, it is worth more than 26% of them ($251,378 against a typical $306,615), its price per square foot is higher than 81% of them ($215 against a typical $180), it is bigger than 12% of them (1,170 ft² against a typical 1,700 ft²), its lot is bigger than 9% of them (0.28 ac against a typical 0.76 ac) and it is newer than 67% of them (1997 against a typical 1991). Measured against all of Jasper County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 509 Elm St Sw, Demotte, IN?

The 2025 property tax bill for 509 Elm St Sw, Demotte, IN was $1,143. The county assessed it at $228,700.

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Assigned schools

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