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Single Family ResidenceResidential
$76,441$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

509 W CONGRESS ST

STURGIS, MI 49091
1
Baths
756 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$76K
$69K low$83K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,226 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$91,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wenzel School
Elementary · Grades KG–2 · 0.1 mi
H
Sturgis High SchoolB+
High · Grades 9–12 · 1.3 mi
M
Sturgis Middle SchoolC-
Middle · Grades 6–8 · 1.6 mi

District: Sturgis Public Schools

Neighborhood · ZIP 49091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.19,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.212 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,994
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

509 W Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Sturgis 49091
  • Costs less per square foot than 79% of homes in St. Joseph County
  • Smaller than 96% of homes in Sturgis 49091
  • Has a smaller lot than 97% of homes in St. Joseph County

What homes are worth in Sturgis 49091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$771K

This home is worth more than 5% of homes in Sturgis 49091.

How it measures up in Sturgis 49091

The dot is this home. The mark in the middle is the typical home in Sturgis 49091.

Estimated value$76,441
CheaperTypical $193,615Pricier

Pricier than 5% of homes nearby

Price per ft²$101
CheaperTypical $141Pricier

Pricier than 23% of homes nearby

Living area756 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.11 ac
SmallerTypical 0.35 acBigger

Bigger than 5% of homes nearby

How 509 W Congress St ranks against every home in each area.
MeasureThis homeSturgis 49091St. Joseph County
Estimated valuepricier than$76,4415% of homes6% of homes
Price per ft²pricier than$10123% of homes21% of homes
Living areabigger than756 ft²4% of homes5% of homes
Lot sizebigger than0.11 ac5% of homes3% of homes

About 509 W Congress St

How much is 509 W Congress St, Sturgis, MI worth?

The TopHap Estimate for 509 W Congress St, Sturgis, MI is $76,441 as of Sep 24, 2026. The likely range is $69,388 to $83,494. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 509 W Congress St, Sturgis, MI last sell?

509 W Congress St, Sturgis, MI last sold on Jan 1, 1901, according to the county's recorded deed.

How big is 509 W Congress St, Sturgis, MI?

509 W Congress St, Sturgis, MI has 1 bathrooms, 756 square feet of living space and a 0.11-acre lot.

What schools serve 509 W Congress St, Sturgis, MI?

509 W Congress St, Sturgis, MI is assigned to Wenzel School (elementary); Sturgis High School (high), rated B+; Sturgis Middle School (middle), rated C-. All sit in Sturgis Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 509 W Congress St, Sturgis, MI compare to other homes in Sturgis 49091?

Among the 7,246 homes in Sturgis 49091, it is worth more than 5% of them ($76,441 against a typical $193,615), its price per square foot is higher than 23% of them ($101 against a typical $141), it is bigger than 4% of them (756 ft² against a typical 1,400 ft²) and its lot is bigger than 5% of them (0.11 ac against a typical 0.35 ac). Measured against all of St. Joseph County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 509 W Congress St, Sturgis, MI?

The 2025 property tax bill for 509 W Congress St, Sturgis, MI was $1,226. The county assessed it at $45,900.

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