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Single Family ResidenceResidential
$294,863$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $275,000 on Aug 25, 2025

509 WHARF ST

LOUDON, TN 37774
3
Beds
2
Baths
1,660 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$295K
$272K low$318K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Aug 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,251 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLOUDON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.34
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 160 ft²Porch · 483 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Loudon High SchoolB
High · Grades 9–12 · 1.1 mi
E
Loudon Elementary SchoolC
Elementary · Grades PK–5 · 1.3 mi
M
Ft. Loudoun Middle SchoolC-
Middle · Grades 6–8 · 1.3 mi

District: Loudon County School District

Neighborhood · ZIP 37774These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.151

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.23,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.247 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,862
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,725
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

509 Wharf St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Loudon 37774
  • Costs less per square foot than 80% of homes in Loudon 37774
  • Smaller than 65% of homes in Loudon 37774
  • Has a smaller lot than 65% of homes in Loudon County
  • Among the oldest homes in Loudon 37774

What homes are worth in Loudon 37774

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$1.7M

This home is worth more than 26% of homes in Loudon 37774.

How it measures up in Loudon 37774

The dot is this home. The mark in the middle is the typical home in Loudon 37774.

Estimated value$294,863
CheaperTypical $496,649Pricier

Pricier than 26% of homes nearby

Price per ft²$178
CheaperTypical $245Pricier

Pricier than 20% of homes nearby

Living area1,660 ft²
SmallerTypical 1,971 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.34 ac
SmallerTypical 0.37 acBigger

Bigger than 44% of homes nearby

Year built1900
OlderTypical 1999Newer

Older than almost all homes nearby

How 509 Wharf St ranks against every home in each area.
MeasureThis homeLoudon 37774Loudon County
Estimated valuepricier than$294,86326% of homes29% of homes
Price per ft²pricier than$17820% of homes22% of homes
Living areabigger than1,660 ft²35% of homes40% of homes
Lot sizebigger than0.34 ac44% of homes35% of homes
Year builtnewer than1900almost no homesalmost no homes

About 509 Wharf St

How much is 509 Wharf St, Loudon, TN worth?

The TopHap Estimate for 509 Wharf St, Loudon, TN is $294,863 as of Oct 21, 2026. The likely range is $271,641 to $318,085. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 509 Wharf St, Loudon, TN last sell?

509 Wharf St, Loudon, TN last sold on Aug 25, 2025 for $275,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 509 Wharf St, Loudon, TN?

509 Wharf St, Loudon, TN has 3 bedrooms, 2 bathrooms, 1,660 square feet of living space and a 0.34-acre lot.

When was 509 Wharf St, Loudon, TN built?

509 Wharf St, Loudon, TN was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 509 Wharf St, Loudon, TN?

509 Wharf St, Loudon, TN is assigned to Loudon High School (high), rated B; Loudon Elementary School (elementary), rated C; Ft. Loudoun Middle School (middle), rated C-. All sit in Loudon County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 509 Wharf St, Loudon, TN compare to other homes in Loudon 37774?

Among the 11,147 homes in Loudon 37774, it is worth more than 26% of them ($294,863 against a typical $496,649), its price per square foot is higher than 20% of them ($178 against a typical $245), it is bigger than 35% of them (1,660 ft² against a typical 1,971 ft²), its lot is bigger than 44% of them (0.34 ac against a typical 0.37 ac) and it is newer than almost none of them (1900 against a typical 1999). Measured against all of Loudon County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 509 Wharf St, Loudon, TN?

The 2025 property tax bill for 509 Wharf St, Loudon, TN was $1,251. The county assessed it at $42,300.

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