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Single Family ResidenceResidential
$270,296$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $111,500 on Sep 12, 2013

5095 JOY DR

SWARTZ CREEK, MI 48473
3
Beds
3.5
Baths
1,658 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$257K low$284K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$111,500 · Sep 12, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,638 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$112,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.33
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Syring Elementary School
Elementary · Grades PK–2 · 0.7 mi
H
Swartz Creek High SchoolC+
High · Grades 9–12 · 1.1 mi
M
Swartz Creek Middle SchoolC-
Middle · Grades 6–8 · 1.3 mi

District: Swartz Creek Community Schools

Neighborhood · ZIP 48473These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,013
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.374 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,947
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,145
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5095 Joy Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Genesee County
  • Costs more per square foot than 67% of homes in Genesee County
  • Bigger than 69% of homes in Genesee County
  • Has a smaller lot than 68% of homes in Swartz Creek 48473
  • Newer than 74% of homes in Genesee County

What homes are worth in Swartz Creek 48473

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$482K

This home is worth more than 63% of homes in Swartz Creek 48473.

How it measures up in Swartz Creek 48473

The dot is this home. The mark in the middle is the typical home in Swartz Creek 48473.

Estimated value$270,296
CheaperTypical $244,482Pricier

Pricier than 63% of homes nearby

Price per ft²$163
CheaperTypical $169Pricier

Pricier than 42% of homes nearby

Living area1,658 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.33 ac
SmallerTypical 0.46 acBigger

Bigger than 32% of homes nearby

Year built1986
OlderTypical 1977Newer

Newer than 60% of homes nearby

How 5095 Joy Dr ranks against every home in each area.
MeasureThis homeSwartz Creek 48473Genesee County
Estimated valuepricier than$270,29663% of homes74% of homes
Price per ft²pricier than$16342% of homes67% of homes
Living areabigger than1,658 ft²65% of homes69% of homes
Lot sizebigger than0.33 ac32% of homes50% of homes
Year builtnewer than198660% of homes74% of homes

About 5095 Joy Dr

How much is 5095 Joy Dr, Swartz Creek, MI worth?

The TopHap Estimate for 5095 Joy Dr, Swartz Creek, MI is $270,296 as of Sep 24, 2026. The likely range is $256,932 to $283,660. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5095 Joy Dr, Swartz Creek, MI last sell?

5095 Joy Dr, Swartz Creek, MI last sold on Sep 12, 2013 for $111,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 5095 Joy Dr, Swartz Creek, MI?

5095 Joy Dr, Swartz Creek, MI has 3 bedrooms, 3.5 bathrooms, 1,658 square feet of living space and a 0.33-acre lot.

When was 5095 Joy Dr, Swartz Creek, MI built?

5095 Joy Dr, Swartz Creek, MI was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 5095 Joy Dr, Swartz Creek, MI?

5095 Joy Dr, Swartz Creek, MI is assigned to Syring Elementary School (elementary); Swartz Creek High School (high), rated C+; Swartz Creek Middle School (middle), rated C-. All sit in Swartz Creek Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5095 Joy Dr, Swartz Creek, MI compare to other homes in Swartz Creek 48473?

Among the 8,456 homes in Swartz Creek 48473, it is worth more than 63% of them ($270,296 against a typical $244,482), its price per square foot is higher than 42% of them ($163 against a typical $169), it is bigger than 65% of them (1,658 ft² against a typical 1,496 ft²), its lot is bigger than 32% of them (0.33 ac against a typical 0.46 ac) and it is newer than 60% of them (1986 against a typical 1977). Measured against all of Genesee County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5095 Joy Dr, Swartz Creek, MI?

The 2025 property tax bill for 5095 Joy Dr, Swartz Creek, MI was $2,638. The county assessed it at $118,600.

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