Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,126,752$734 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $975,000 on Jan 26, 2024

51 N RIDGE

SURF CITY, NC 28445
3
Beds
3
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$923K low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$975,000 · Jan 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,474 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$539,023 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$412,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$126,963
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$539,023
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$539,023

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.106 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyPender
Lot (acres)The size of the land the home sits on, from county records.0.38
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 512 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Surf City Middle SchoolA+
Middle · Grades 6–8 · 3.5 mi
E
Surf City Elementary SchoolB
Elementary · Grades PK–5 · 3.5 mi
H
Topsail High SchoolA
High · Grades 9–12 · 6.4 mi

District: Pender County Schools

Neighborhood · ZIP 28445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,463
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,137
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,256
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

51 N Ridge measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Pender County
  • Costs more per square foot than 96% of homes in Pender County
  • Has a bigger lot than 74% of homes in Holly Ridge 28445
  • Older than 70% of homes in Holly Ridge 28445

What homes are worth in Holly Ridge 28445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$1.7M

This home is worth more than 87% of homes in Holly Ridge 28445.

How it measures up in Holly Ridge 28445

The dot is this home. The mark in the middle is the typical home in Holly Ridge 28445.

Estimated value$1,126,752
CheaperTypical $608,500Pricier

Pricier than 87% of homes nearby

Price per ft²$734
CheaperTypical $411Pricier

Pricier than 88% of homes nearby

Living area1,536 ft²
SmallerTypical 1,605 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.38 ac
SmallerTypical 0.19 acBigger

Bigger than 74% of homes nearby

Year built1993
OlderTypical 2005Newer

Newer than 30% of homes nearby

How 51 N Ridge ranks against every home in each area.
MeasureThis homeHolly Ridge 28445Pender County
Estimated valuepricier than$1,126,75287% of homes93% of homes
Price per ft²pricier than$73488% of homes96% of homes
Living areabigger than1,536 ft²44% of homes37% of homes
Lot sizebigger than0.38 ac74% of homes31% of homes
Year builtnewer than199330% of homes36% of homes

About 51 N Ridge

How much is 51 N Ridge, Surf City, NC worth?

The TopHap Estimate for 51 N Ridge, Surf City, NC is $1,126,752 as of Aug 30, 2026. The likely range is $923,190 to $1,330,314. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 51 N Ridge, Surf City, NC last sell?

51 N Ridge, Surf City, NC last sold on Jan 26, 2024 for $975,000, according to the county's recorded deed.

How big is 51 N Ridge, Surf City, NC?

51 N Ridge, Surf City, NC has 3 bedrooms, 3 bathrooms, 1,536 square feet of living space and a 0.38-acre lot.

When was 51 N Ridge, Surf City, NC built?

51 N Ridge, Surf City, NC was built in 1993, making it 33 years old. It is a cottage home. The building has 2 stories.

What schools serve 51 N Ridge, Surf City, NC?

51 N Ridge, Surf City, NC is assigned to Surf City Middle School (middle), rated A+; Surf City Elementary School (elementary), rated B; Topsail High School (high), rated A. All sit in Pender County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 51 N Ridge, Surf City, NC compare to other homes in Holly Ridge 28445?

Among the 9,809 homes in Holly Ridge 28445, it is worth more than 87% of them ($1,126,752 against a typical $608,500), its price per square foot is higher than 88% of them ($734 against a typical $411), it is bigger than 44% of them (1,536 ft² against a typical 1,605 ft²), its lot is bigger than 74% of them (0.38 ac against a typical 0.19 ac) and it is newer than 30% of them (1993 against a typical 2005). Measured against all of Pender County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 51 N Ridge, Surf City, NC?

The 2024 property tax bill for 51 N Ridge, Surf City, NC was $4,474. The county assessed it at $539,023.

More homes on N Ridge

Closest homes

More homes in Surf City 28445

Assigned schools

Explore the area

See this home in context

Open 51 N Ridge on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map