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Single Family ResidenceResidential
$2,049,374$1,084 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $868,000 on Sep 30, 2003

51 SAN RAPHAEL

MONARCH BEACH, CA 92629
3
Beds
2.5
Baths
1,890 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2M
$1.9M low$2.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$868,000 · Sep 30, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,012,474
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$809,979
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$636,900
BOFI FEDERAL BANK · R · 4.5% 2 · recorded Sep 18, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
UNITED WHOLESALE MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,770 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,258,793 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$978,958
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,835
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,234,111

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John S. Malcom Elementary SchoolA+
Elementary · Grades KG–5 · 0.6 mi
H
Dana Hills High SchoolA+
High · Grades 9–12 · 1.2 mi
M
Marco Forster Middle SchoolA-
Middle · Grades 6–8 · 2.1 mi

District: Capistrano Unified School District

Neighborhood · ZIP 92629These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.361

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.26,116
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,093 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,895
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,531
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

51 San Raphael measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Orange County
  • Costs more per square foot than 95% of homes in Orange County
  • Has a bigger lot than 90% of homes in Orange County
  • Newer than 87% of homes in Dana Point 92629

What homes are worth in Dana Point 92629

Each bar is how many homes fall in that price range. The marker is this home.

This home
$484K$5.9M

This home is worth more than 71% of homes in Dana Point 92629.

How it measures up in Dana Point 92629

The dot is this home. The mark in the middle is the typical home in Dana Point 92629.

Estimated value$2,049,374
CheaperTypical $1,569,250Pricier

Pricier than 71% of homes nearby

Price per ft²$1084
CheaperTypical $883Pricier

Pricier than 72% of homes nearby

Living area1,890 ft²
SmallerTypical 1,878 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.26 ac
SmallerTypical 0.14 acBigger

Bigger than 89% of homes nearby

Year built1994
OlderTypical 1982Newer

Newer than 87% of homes nearby

How 51 San Raphael ranks against every home in each area.
MeasureThis homeDana Point 92629Orange County
Estimated valuepricier than$2,049,37471% of homes89% of homes
Price per ft²pricier than$108472% of homes95% of homes
Living areabigger than1,890 ft²52% of homes58% of homes
Lot sizebigger than0.26 ac89% of homes90% of homes
Year builtnewer than199487% of homes79% of homes

About 51 San Raphael

How much is 51 San Raphael, Monarch Beach, CA worth?

The TopHap Estimate for 51 San Raphael, Monarch Beach, CA is $2,049,374 as of Jul 14, 2026. The likely range is $1,866,094 to $2,232,654. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 51 San Raphael, Monarch Beach, CA last sell?

51 San Raphael, Monarch Beach, CA last sold on Sep 30, 2003 for $868,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 51 San Raphael, Monarch Beach, CA?

51 San Raphael, Monarch Beach, CA has 3 bedrooms, 2.5 bathrooms, 1,890 square feet of living space and a 0.26-acre lot.

When was 51 San Raphael, Monarch Beach, CA built?

51 San Raphael, Monarch Beach, CA was built in 1994, making it 32 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 51 San Raphael, Monarch Beach, CA?

51 San Raphael, Monarch Beach, CA is assigned to John S. Malcom Elementary School (elementary), rated A+; Dana Hills High School (high), rated A+; Marco Forster Middle School (middle), rated A-. All sit in Capistrano Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 51 San Raphael, Monarch Beach, CA compare to other homes in Dana Point 92629?

Among the 10,694 homes in Dana Point 92629, it is worth more than 71% of them ($2,049,374 against a typical $1,569,250), its price per square foot is higher than 72% of them ($1084 against a typical $883), it is bigger than 52% of them (1,890 ft² against a typical 1,878 ft²), its lot is bigger than 89% of them (0.26 ac against a typical 0.14 ac) and it is newer than 87% of them (1994 against a typical 1982). Measured against all of Orange County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 51 San Raphael, Monarch Beach, CA?

The 2025 property tax bill for 51 San Raphael, Monarch Beach, CA was $14,770. The county assessed it at $1,258,793.

Closest homes

More homes in Monarch Beach 92629

Assigned schools

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