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Single Family ResidenceResidential
$918,266$444 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $495,000 on Sep 20, 2016

5105 SPENCER CT

OCEANSIDE, CA 92057
3
Beds
2
Baths
2,069 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$918K
$877K low$960K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$495,000 · Sep 20, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,401 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$585,972 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$291,684
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$294,288
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$574,483

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
92
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.14
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Del Rio STEM AcademyB
Elementary · Grades KG–5 · 0.9 mi
M
Cesar Chavez Middle SchoolB-
Middle · Grades 6–8 · 1.8 mi
H
El Camino High SchoolB+
High · Grades 9–12 · 3.6 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92057These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.216

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,095
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,704 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,851
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,948
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5105 Spencer Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in North Valley
  • Costs less per square foot than 79% of homes in San Diego County
  • Bigger than 74% of homes in San Diego County
  • Has a smaller lot than 90% of homes in North Valley
  • Newer than 88% of homes in Oceanside 92057

What homes are worth in Oceanside 92057

Each bar is how many homes fall in that price range. The marker is this home.

This home
$350K$1.4M

This home is worth more than 67% of homes in Oceanside 92057.

How it measures up in Oceanside 92057

The dot is this home. The mark in the middle is the typical home in Oceanside 92057.

Estimated value$918,266
CheaperTypical $776,637Pricier

Pricier than 67% of homes nearby

Price per ft²$444
CheaperTypical $479Pricier

Pricier than 36% of homes nearby

Living area2,069 ft²
SmallerTypical 1,499 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.14 ac
SmallerTypical 0.25 acBigger

Bigger than 14% of homes nearby

Year built2003
OlderTypical 1988Newer

Newer than 88% of homes nearby

How 5105 Spencer Ct ranks against every home in each area.
MeasureThis homeNorth ValleyOceanside 92057San Diego County
Estimated valuepricier than$918,26671% of homes67% of homes54% of homes
Price per ft²pricier than$44436% of homes36% of homes21% of homes
Living areabigger than2,069 ft²72% of homes72% of homes74% of homes
Lot sizebigger than0.14 ac10% of homes14% of homes19% of homes
Year builtnewer than200384% of homes88% of homes84% of homes

About 5105 Spencer Ct

How much is 5105 Spencer Ct, Oceanside, CA worth?

The TopHap Estimate for 5105 Spencer Ct, Oceanside, CA is $918,266 as of Aug 30, 2026. The likely range is $876,662 to $959,870. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5105 Spencer Ct, Oceanside, CA last sell?

5105 Spencer Ct, Oceanside, CA last sold on Sep 20, 2016 for $495,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 5105 Spencer Ct, Oceanside, CA?

5105 Spencer Ct, Oceanside, CA has 3 bedrooms, 2 bathrooms, 2,069 square feet of living space and a 0.14-acre lot.

When was 5105 Spencer Ct, Oceanside, CA built?

5105 Spencer Ct, Oceanside, CA was built in 2003, making it 23 years old.

What schools serve 5105 Spencer Ct, Oceanside, CA?

5105 Spencer Ct, Oceanside, CA is assigned to Del Rio STEM Academy (elementary), rated B; Cesar Chavez Middle School (middle), rated B-; El Camino High School (high), rated B+. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5105 Spencer Ct, Oceanside, CA compare to other homes in Oceanside 92057?

Among the 18,275 homes in Oceanside 92057, it is worth more than 67% of them ($918,266 against a typical $776,637), its price per square foot is higher than 36% of them ($444 against a typical $479), it is bigger than 72% of them (2,069 ft² against a typical 1,499 ft²), its lot is bigger than 14% of them (0.14 ac against a typical 0.25 ac) and it is newer than 88% of them (2003 against a typical 1988). Measured against all of San Diego County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5105 Spencer Ct, Oceanside, CA?

The 2025 property tax bill for 5105 Spencer Ct, Oceanside, CA was $7,401. The county assessed it at $585,972.

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