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Single Family ResidenceResidential
$136,605$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $168,000 on Aug 21, 2026

511 CACTUS AVE

PANAMA CITY, FL 32401
4
Beds
2
Baths
1,480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Pre-foreclosure (NOS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Jun 30, 2026.

Valuation

$137K
$96K low$177K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$168,000 · Aug 21, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$584 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,297 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,682
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,380

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 38 ft²Porch · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Merriam Cherry Street Elementary SchoolC+
Elementary · Grades PK–5 · 0.8 mi
H
Bay High SchoolC
High · Grades 9–12 · 1.5 mi
M
Jinks Middle SchoolD
Middle · Grades 6–8 · 1.9 mi

District: Bay County School District

Neighborhood · ZIP 32401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,720 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,313
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

511 Cactus Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Bay County
  • Costs less per square foot than 98% of homes in Bay County
  • Bigger than 75% of homes in Millville
  • Has a smaller lot than 91% of homes in Millville
  • Older than 98% of homes in Bay County

What homes are worth in Panama City 32401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$986K

This home is worth more than 25% of homes in Panama City 32401.

How it measures up in Panama City 32401

The dot is this home. The mark in the middle is the typical home in Panama City 32401.

Estimated value$136,605
CheaperTypical $185,788Pricier

Pricier than 25% of homes nearby

Price per ft²$92
CheaperTypical $146Pricier

Pricier than 13% of homes nearby

Living area1,480 ft²
SmallerTypical 1,275 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.14 ac
SmallerTypical 0.22 acBigger

Bigger than 16% of homes nearby

Year built1941
OlderTypical 1955Newer

Newer than 16% of homes nearby

How 511 Cactus Ave ranks against every home in each area.
MeasureThis homeMillvillePanama City 32401Bay County
Estimated valuepricier than$136,60548% of homes25% of homes4% of homes
Price per ft²pricier than$9229% of homes13% of homes2% of homes
Living areabigger than1,480 ft²75% of homes65% of homes51% of homes
Lot sizebigger than0.14 ac9% of homes16% of homes26% of homes
Year builtnewer than194136% of homes16% of homes2% of homes

About 511 Cactus Ave

How much is 511 Cactus Ave, Panama City, FL worth?

The TopHap Estimate for 511 Cactus Ave, Panama City, FL is $136,605 as of Aug 30, 2026. The likely range is $95,952 to $177,258. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 511 Cactus Ave, Panama City, FL last sell?

511 Cactus Ave, Panama City, FL last sold on Aug 21, 2026 for $168,000, according to the county's recorded deed.

How big is 511 Cactus Ave, Panama City, FL?

511 Cactus Ave, Panama City, FL has 4 bedrooms, 2 bathrooms, 1,480 square feet of living space and a 0.14-acre lot.

When was 511 Cactus Ave, Panama City, FL built?

511 Cactus Ave, Panama City, FL was built in 1941, making it 85 years old. The building has 1 story.

What schools serve 511 Cactus Ave, Panama City, FL?

511 Cactus Ave, Panama City, FL is assigned to Merriam Cherry Street Elementary School (elementary), rated C+; Bay High School (high), rated C; Jinks Middle School (middle), rated D. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 511 Cactus Ave, Panama City, FL compare to other homes in Panama City 32401?

Among the 8,085 homes in Panama City 32401, it is worth more than 25% of them ($136,605 against a typical $185,788), its price per square foot is higher than 13% of them ($92 against a typical $146), it is bigger than 65% of them (1,480 ft² against a typical 1,275 ft²), its lot is bigger than 16% of them (0.14 ac against a typical 0.22 ac) and it is newer than 16% of them (1941 against a typical 1955). Measured against all of Bay County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 511 Cactus Ave, Panama City, FL?

The 2025 property tax bill for 511 Cactus Ave, Panama City, FL was $584. The county assessed it at $57,297.

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