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Single Family ResidenceResidential
$143,392$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $79,000 on Sep 15, 2017

511 CLAY ST

ROCKFORD, OH 45882
2
Beds
1.5
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$143K
$116K low$171K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,000 · Sep 15, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,939
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,351
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$77,569
FIRST FINANCIAL BANK · recorded Sep 15, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$2,884
MIDFIRST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,380 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$108,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERCER
Lot (acres)The size of the land the home sits on, from county records.0.20
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Parkway High SchoolB+
High · Grades 9–12 · 0.4 mi
E
Parkway Elementary SchoolA
Elementary · Grades PK–4 · 0.4 mi
M
Parkway Middle SchoolB+
Middle · Grades 5–8 · 0.4 mi

District: Parkway Local School District

Neighborhood · ZIP 45882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.211
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,812
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,319
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,015
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

511 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Mercer County
  • Costs less per square foot than 83% of homes in Mercer County
  • Smaller than 78% of homes in Rockford 45882
  • Has a smaller lot than 81% of homes in Rockford 45882

What homes are worth in Rockford 45882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$479K

This home is worth more than 27% of homes in Rockford 45882.

How it measures up in Rockford 45882

The dot is this home. The mark in the middle is the typical home in Rockford 45882.

Estimated value$143,392
CheaperTypical $186,925Pricier

Pricier than 27% of homes nearby

Price per ft²$115
CheaperTypical $120Pricier

Pricier than 45% of homes nearby

Living area1,248 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.2 ac
SmallerTypical 1 acBigger

Bigger than 19% of homes nearby

Year built1966
OlderTypical 1952Newer

Newer than 58% of homes nearby

How 511 Clay St ranks against every home in each area.
MeasureThis homeRockford 45882Mercer County
Estimated valuepricier than$143,39227% of homes16% of homes
Price per ft²pricier than$11545% of homes17% of homes
Living areabigger than1,248 ft²22% of homes31% of homes
Lot sizebigger than0.2 ac19% of homes30% of homes
Year builtnewer than196658% of homes46% of homes

About 511 Clay St

How much is 511 Clay St, Rockford, OH worth?

The TopHap Estimate for 511 Clay St, Rockford, OH is $143,392 as of Jul 14, 2026. The likely range is $116,048 to $170,736. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 511 Clay St, Rockford, OH last sell?

511 Clay St, Rockford, OH last sold on Sep 15, 2017 for $79,000, according to the county's recorded deed.

How big is 511 Clay St, Rockford, OH?

511 Clay St, Rockford, OH has 2 bedrooms, 1.5 bathrooms, 1,248 square feet of living space and a 0.20-acre lot.

When was 511 Clay St, Rockford, OH built?

511 Clay St, Rockford, OH was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 511 Clay St, Rockford, OH?

511 Clay St, Rockford, OH is assigned to Parkway High School (high), rated B+; Parkway Elementary School (elementary), rated A; Parkway Middle School (middle), rated B+. All sit in Parkway Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 511 Clay St, Rockford, OH compare to other homes in Rockford 45882?

Among the 1,173 homes in Rockford 45882, it is worth more than 27% of them ($143,392 against a typical $186,925), its price per square foot is higher than 45% of them ($115 against a typical $120), it is bigger than 22% of them (1,248 ft² against a typical 1,580 ft²), its lot is bigger than 19% of them (0.2 ac against a typical 1 ac) and it is newer than 58% of them (1966 against a typical 1952). Measured against all of Mercer County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 511 Clay St, Rockford, OH?

The 2025 property tax bill for 511 Clay St, Rockford, OH was $1,380. The county assessed it at $38,050.

Closest homes

More homes in Rockford 45882

Assigned schools

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