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Rural ResidenceResidential
$417,625$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $53,410 on Oct 20, 2016

511 SPRUCE ST

SAINT LIBORY, NE 68872
5
Beds
4
Baths
2,125 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$418K
$367K low$469K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$53,410 · Oct 20, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
HOME FEDL S & L GRAND ISLAND · recorded Aug 2, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,100
HOME FEDL S & L GRAND ISLAND

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,207 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$458,098 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$378,098
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$394,483
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$458,098

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHoward
Lot (acres)The size of the land the home sits on, from county records.5.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ShedPorch · 279 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Libory Elementary SchoolB+
Elementary · Grades KG–8 · 0.6 mi
H
Northwest High SchoolB+
High · Grades 9–12 · 9.6 mi

District: Northwest Public Schools

Neighborhood · ZIP 68872These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.39
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.689
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,860
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

511 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Howard County
  • Costs more per square foot than 67% of homes in Howard County
  • Bigger than 86% of homes in Howard County
  • Has a bigger lot than 66% of homes in Howard County
  • Newer than 95% of homes in Saint Libory 68872

What homes are worth in Saint Libory 68872

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$697K

This home is worth more than 74% of homes in Saint Libory 68872.

How it measures up in Saint Libory 68872

The dot is this home. The mark in the middle is the typical home in Saint Libory 68872.

Estimated value$417,625
CheaperTypical $303,611Pricier

Pricier than 74% of homes nearby

Price per ft²$197
CheaperTypical $200Pricier

Pricier than 48% of homes nearby

Living area2,125 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 84% of homes nearby

Lot size5.33 ac
SmallerTypical 4.58 acBigger

Bigger than 55% of homes nearby

Year built2017
OlderTypical 1972Newer

Newer than 95% of homes nearby

How 511 Spruce St ranks against every home in each area.
MeasureThis homeSaint Libory 68872Howard County
Estimated valuepricier than$417,62574% of homes86% of homes
Price per ft²pricier than$19748% of homes67% of homes
Living areabigger than2,125 ft²84% of homes86% of homes
Lot sizebigger than5.33 ac55% of homes66% of homes
Year builtnewer than201795% of homes95% of homes

About 511 Spruce St

How much is 511 Spruce St, Saint Libory, NE worth?

The TopHap Estimate for 511 Spruce St, Saint Libory, NE is $417,625 as of Jul 14, 2026. The likely range is $366,519 to $468,731. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 511 Spruce St, Saint Libory, NE last sell?

511 Spruce St, Saint Libory, NE last sold on Oct 20, 2016 for $53,410, according to the county's recorded deed.

How big is 511 Spruce St, Saint Libory, NE?

511 Spruce St, Saint Libory, NE has 5 bedrooms, 4 bathrooms, 2,125 square feet of living space and a 5.33-acre lot.

When was 511 Spruce St, Saint Libory, NE built?

511 Spruce St, Saint Libory, NE was built in 2017, making it 9 years old. The building has 1 story.

What schools serve 511 Spruce St, Saint Libory, NE?

511 Spruce St, Saint Libory, NE is assigned to St. Libory Elementary School (elementary), rated B+; Northwest High School (high), rated B+. All sit in Northwest Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 511 Spruce St, Saint Libory, NE compare to other homes in Saint Libory 68872?

Among the 396 homes in Saint Libory 68872, it is worth more than 74% of them ($417,625 against a typical $303,611), its price per square foot is higher than 48% of them ($197 against a typical $200), it is bigger than 84% of them (2,125 ft² against a typical 1,560 ft²), its lot is bigger than 55% of them (5.33 ac against a typical 4.58 ac) and it is newer than 95% of them (2017 against a typical 1972). Measured against all of Howard County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 511 Spruce St, Saint Libory, NE?

The 2025 property tax bill for 511 Spruce St, Saint Libory, NE was $2,207. The county assessed it at $458,098.

Closest homes

More homes in Saint Libory 68872

Assigned schools

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