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Single Family ResidenceResidential
$82,719
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $50,000 on Oct 28, 2021

512 W NORTHUMBERLAND ST

RUSSELL, IA 50238
1
Baths
1.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$83K
$61K low$104K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Oct 28, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$32,219
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$25,775
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,500
FIRST IOWA STATE BANK · recorded Oct 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$730 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,164 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,827
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,337
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,379
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$37,164

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLUCAS
Lot (acres)The size of the land the home sits on, from county records.1.11
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chariton High SchoolC+
High · Grades 9–12 · 6.0 mi
E
Columbus Elementary School
Elementary · Grades KG–2 · 6.0 mi
M
Chariton Middle SchoolB-
Middle · Grades 6–8 · 6.7 mi

District: Chariton Community School District

Neighborhood · ZIP 50238These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,592
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

512 W Northumberland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Lucas County
  • Among the newest homes in Lucas County

What homes are worth in Russell 50238

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$453K

This home is worth more than 14% of homes in Russell 50238.

How it measures up in Russell 50238

The dot is this home. The mark in the middle is the typical home in Russell 50238.

Estimated value$82,719
CheaperTypical $151,215Pricier

Pricier than 14% of homes nearby

Lot size1.11 ac
SmallerTypical 1.79 acBigger

Bigger than 44% of homes nearby

Year built2021
OlderTypical 1963Newer

Newer than 98% of homes nearby

How 512 W Northumberland St ranks against every home in each area.
MeasureThis homeRussell 50238Lucas County
Estimated valuepricier than$82,71914% of homes11% of homes
Lot sizebigger than1.11 ac44% of homes58% of homes
Year builtnewer than202198% of homesalmost all homes

About 512 W Northumberland St

How much is 512 W Northumberland St, Russell, IA worth?

The TopHap Estimate for 512 W Northumberland St, Russell, IA is $82,719 as of Jul 14, 2026. The likely range is $60,958 to $104,480. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 512 W Northumberland St, Russell, IA last sell?

512 W Northumberland St, Russell, IA last sold on Oct 28, 2021 for $50,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 512 W Northumberland St, Russell, IA?

512 W Northumberland St, Russell, IA has 1 bathrooms and a 1.11-acre lot.

When was 512 W Northumberland St, Russell, IA built?

512 W Northumberland St, Russell, IA was built in 2021, making it 5 years old.

What schools serve 512 W Northumberland St, Russell, IA?

512 W Northumberland St, Russell, IA is assigned to Chariton High School (high), rated C+; Columbus Elementary School (elementary); Chariton Middle School (middle), rated B-. All sit in Chariton Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 512 W Northumberland St, Russell, IA compare to other homes in Russell 50238?

Among the 617 homes in Russell 50238, it is worth more than 14% of them ($82,719 against a typical $151,215), its lot is bigger than 44% of them (1.11 ac against a typical 1.79 ac) and it is newer than 98% of them (2021 against a typical 1963). Measured against all of Lucas County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 512 W Northumberland St, Russell, IA?

The 2025 property tax bill for 512 W Northumberland St, Russell, IA was $730. The county assessed it at $37,164.

Closest homes

More homes in Russell 50238

Assigned schools

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