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Single Family ResidenceResidential
$390,835$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5122 CHALK POINT RD

WEST RIVER, MD 20778
1
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$391K
$351K low$431K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$315,835
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$252,668
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
PNC MORTGAGE LLC · recorded Apr 23, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,592 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$281,733 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$267,967
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyAnne Arundel
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Deale Elementary SchoolA-
Elementary · Grades KG–5 · 3.4 mi
M
Southern Middle SchoolA-
Middle · Grades 6–8 · 3.8 mi
H
Southern High SchoolB-
High · Grades 9–12 · 5.1 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 20778These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,603
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,945
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$212,005
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5122 Chalk Point Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in West River 20778
  • Smaller than 89% of homes in West River 20778
  • Has a smaller lot than 77% of homes in West River 20778
  • Older than 88% of homes in Anne Arundel County

What homes are worth in West River 20778

Each bar is how many homes fall in that price range. The marker is this home.

This home
$351K$1.9M

This home is worth more than 4% of homes in West River 20778.

How it measures up in West River 20778

The dot is this home. The mark in the middle is the typical home in West River 20778.

Estimated value$390,835
CheaperTypical $673,219Pricier

Pricier than 4% of homes nearby

Price per ft²$289
CheaperTypical $303Pricier

Pricier than 39% of homes nearby

Living area1,352 ft²
SmallerTypical 2,195 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.32 ac
SmallerTypical 0.48 acBigger

Bigger than 23% of homes nearby

Year built1952
OlderTypical 1989Newer

Newer than 18% of homes nearby

How 5122 Chalk Point Rd ranks against every home in each area.
MeasureThis homeWest River 20778Anne Arundel County
Estimated valuepricier than$390,8354% of homes26% of homes
Price per ft²pricier than$28939% of homes41% of homes
Living areabigger than1,352 ft²11% of homes35% of homes
Lot sizebigger than0.32 ac23% of homes69% of homes
Year builtnewer than195218% of homes12% of homes

About 5122 Chalk Point Rd

How much is 5122 Chalk Point Rd, West River, MD worth?

The TopHap Estimate for 5122 Chalk Point Rd, West River, MD is $390,835 as of Jul 14, 2026. The likely range is $350,764 to $430,906. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 5122 Chalk Point Rd, West River, MD?

5122 Chalk Point Rd, West River, MD has 1 bathrooms, 1,352 square feet of living space and a 0.32-acre lot.

When was 5122 Chalk Point Rd, West River, MD built?

5122 Chalk Point Rd, West River, MD was built in 1952, making it 74 years old. It is a conventional home. The building has 1 story.

What schools serve 5122 Chalk Point Rd, West River, MD?

5122 Chalk Point Rd, West River, MD is assigned to Deale Elementary School (elementary), rated A-; Southern Middle School (middle), rated A-; Southern High School (high), rated B-. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5122 Chalk Point Rd, West River, MD compare to other homes in West River 20778?

Among the 783 homes in West River 20778, it is worth more than 4% of them ($390,835 against a typical $673,219), its price per square foot is higher than 39% of them ($289 against a typical $303), it is bigger than 11% of them (1,352 ft² against a typical 2,195 ft²), its lot is bigger than 23% of them (0.32 ac against a typical 0.48 ac) and it is newer than 18% of them (1952 against a typical 1989). Measured against all of Anne Arundel County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5122 Chalk Point Rd, West River, MD?

The 2025 property tax bill for 5122 Chalk Point Rd, West River, MD was $3,592. The county assessed it at $281,733.

Closest homes

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Assigned schools

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