Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$66,088$31 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 52How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

513 5TH ST

SPENCER, NC 28159
2
Baths
2,139 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1924
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$66K
$34K low$98K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,660 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,397 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$216,397
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$235,397
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$235,397

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.18
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 360 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Rowan High SchoolD-
High · Grades 9–12 · 0.6 mi
M
North Rowan Middle SchoolD
Middle · Grades 6–8 · 0.9 mi
E
North Rowan Elementary SchoolF
Elementary · Grades PK–5 · 0.9 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28159These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,713
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,241
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

513 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Spencer 28159
  • Among the lowest price per square foot in Spencer 28159
  • Bigger than 83% of homes in Spencer 28159
  • Has a smaller lot than 94% of homes in Rowan County
  • Older than 96% of homes in Rowan County

What homes are worth in Spencer 28159

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$573K

This home is worth more than 3% of homes in Spencer 28159.

How it measures up in Spencer 28159

The dot is this home. The mark in the middle is the typical home in Spencer 28159.

Estimated value$66,088
CheaperTypical $181,832Pricier

Pricier than 3% of homes nearby

Price per ft²$31
CheaperTypical $124Pricier

Cheaper than almost all homes nearby

Living area2,139 ft²
SmallerTypical 1,492 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.17 ac
SmallerTypical 0.29 acBigger

Bigger than 7% of homes nearby

Year built1924
OlderTypical 1950Newer

Newer than 26% of homes nearby

How 513 5th St ranks against every home in each area.
MeasureThis homeSpencer 28159Rowan County
Estimated valuepricier than$66,0883% of homes5% of homes
Price per ft²pricier than$31almost no homesalmost no homes
Living areabigger than2,139 ft²83% of homes78% of homes
Lot sizebigger than0.17 ac7% of homes6% of homes
Year builtnewer than192426% of homes4% of homes

About 513 5th St

How much is 513 5th St, Spencer, NC worth?

The TopHap Estimate for 513 5th St, Spencer, NC is $66,088 as of Sep 24, 2026. The likely range is $34,302 to $97,874. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 513 5th St, Spencer, NC last sell?

513 5th St, Spencer, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 513 5th St, Spencer, NC?

513 5th St, Spencer, NC has 2 bathrooms, 2,139 square feet of living space and a 0.17-acre lot.

When was 513 5th St, Spencer, NC built?

513 5th St, Spencer, NC was built in 1924, making it 102 years old. The building has 1 story.

What schools serve 513 5th St, Spencer, NC?

513 5th St, Spencer, NC is assigned to North Rowan High School (high), rated D-; North Rowan Middle School (middle), rated D; North Rowan Elementary School (elementary), rated F. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 513 5th St, Spencer, NC compare to other homes in Spencer 28159?

Among the 1,258 homes in Spencer 28159, it is worth more than 3% of them ($66,088 against a typical $181,832), its price per square foot is higher than almost none of them ($31 against a typical $124), it is bigger than 83% of them (2,139 ft² against a typical 1,492 ft²), its lot is bigger than 7% of them (0.17 ac against a typical 0.29 ac) and it is newer than 26% of them (1924 against a typical 1950). Measured against all of Rowan County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 513 5th St, Spencer, NC?

The 2026 property tax bill for 513 5th St, Spencer, NC was $2,660. The county assessed it at $235,397.

More homes on 5th St

Closest homes

More homes in Spencer 28159

Assigned schools

Explore the area

See this home in context

Open 513 5th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map