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CondominiumResidential
$449,900$526 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $440,000 on Sep 1, 2022

514 CALLE MONTECITO

OCEANSIDE, CA 92057
Building report
2
Beds
2
Baths
856 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.

Valuation

$450K
$433K low$467K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$440,000 · Sep 1, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,161 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$466,928 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$244,723
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$222,205
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$457,774

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySAN DIEGO
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Lake

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Libby Elementary SchoolA-
Elementary · Grades KG–5 · 0.2 mi
M
Cesar Chavez Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
H
El Camino High SchoolB+
High · Grades 9–12 · 2.3 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92057These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.216

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,095
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,704 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,851
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,948
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

514 Calle Montecito measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in North Valley
  • Costs more per square foot than 71% of homes in Oceanside 92057
  • Smaller than 92% of homes in Oceanside 92057
  • Has a bigger lot than 96% of homes in North Valley

What homes are worth in Oceanside 92057

Each bar is how many homes fall in that price range. The marker is this home.

This home
$348K$1.4M

This home is worth more than 9% of homes in Oceanside 92057.

How it measures up in Oceanside 92057

The dot is this home. The mark in the middle is the typical home in Oceanside 92057.

Estimated value$449,900
CheaperTypical $776,540Pricier

Pricier than 9% of homes nearby

Price per ft²$526
CheaperTypical $481Pricier

Pricier than 71% of homes nearby

Living area856 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 8% of homes nearby

Lot size6.97 ac
SmallerTypical 0.26 acBigger

Bigger than 96% of homes nearby

Year built1985
OlderTypical 1988Newer

Newer than 40% of homes nearby

How 514 Calle Montecito ranks against every home in each area.
MeasureThis homeNorth ValleyOceanside 92057San Diego County
Estimated valuepricier than$449,9005% of homes9% of homes5% of homes
Price per ft²pricier than$52668% of homes71% of homes41% of homes
Living areabigger than856 ft²9% of homes8% of homes14% of homes
Lot sizebigger than6.97 ac96% of homes96% of homes93% of homes
Year builtnewer than198541% of homes40% of homes51% of homes

About 514 Calle Montecito

How much is 514 Calle Montecito, Oceanside, CA worth?

The TopHap Estimate for 514 Calle Montecito, Oceanside, CA is $449,900 as of Aug 30, 2026. The likely range is $432,766 to $467,034. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 514 Calle Montecito, Oceanside, CA last sell?

514 Calle Montecito, Oceanside, CA last sold on Sep 1, 2022 for $440,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 514 Calle Montecito, Oceanside, CA?

514 Calle Montecito, Oceanside, CA has 2 bedrooms, 2 bathrooms and 856 square feet of living space.

When was 514 Calle Montecito, Oceanside, CA built?

514 Calle Montecito, Oceanside, CA was built in 1985, making it 41 years old. It is a condo/apartment home.

What schools serve 514 Calle Montecito, Oceanside, CA?

514 Calle Montecito, Oceanside, CA is assigned to Libby Elementary School (elementary), rated A-; Cesar Chavez Middle School (middle), rated B-; El Camino High School (high), rated B+. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 514 Calle Montecito, Oceanside, CA compare to other homes in Oceanside 92057?

Among the 18,275 homes in Oceanside 92057, it is worth more than 9% of them ($449,900 against a typical $776,540), its price per square foot is higher than 71% of them ($526 against a typical $481), it is bigger than 8% of them (856 ft² against a typical 1,498 ft²), its lot is bigger than 96% of them (6.97 ac against a typical 0.26 ac) and it is newer than 40% of them (1985 against a typical 1988). Measured against all of San Diego County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 514 Calle Montecito, Oceanside, CA?

The 2025 property tax bill for 514 Calle Montecito, Oceanside, CA was $5,161. The county assessed it at $466,928.

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