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Single Family ResidenceResidential
$291,469$330 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $122,680 on Nov 25, 2015

514 CONGRESS ST

PHILLIPSBURG, NJ 08865
0
Baths
884 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$291K
$279K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$122,680 · Nov 25, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,769 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWARREN
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Philipsburg Primary School
Elementary · Grades 1–2 · 0.1 mi
M
Phillipsburg Middle SchoolC-
Middle · Grades 6–8 · 1.6 mi
H
Phillipsburg High SchoolC+
High · Grades 9–12 · 2.3 mi

District: Phillipsburg Town School District

Neighborhood · ZIP 08865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,496
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.725 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,798
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

514 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Warren County
  • Costs more per square foot than 92% of homes in Phillipsburg 08865
  • Smaller than 96% of homes in Warren County
  • Has a smaller lot than 74% of homes in Warren County
  • Older than 71% of homes in Warren County

What homes are worth in Phillipsburg 08865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$696K

This home is worth more than 33% of homes in Phillipsburg 08865.

How it measures up in Phillipsburg 08865

The dot is this home. The mark in the middle is the typical home in Phillipsburg 08865.

Estimated value$291,469
CheaperTypical $340,271Pricier

Pricier than 33% of homes nearby

Price per ft²$330
CheaperTypical $234Pricier

Pricier than 92% of homes nearby

Living area884 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 42% of homes nearby

Year built1940
OlderTypical 1945Newer

Newer than 49% of homes nearby

How 514 Congress St ranks against every home in each area.
MeasureThis homePhillipsburg 08865Warren County
Estimated valuepricier than$291,46933% of homes15% of homes
Price per ft²pricier than$33092% of homes90% of homes
Living areabigger than884 ft²6% of homes4% of homes
Lot sizebigger than0.14 ac42% of homes26% of homes
Year builtnewer than194049% of homes29% of homes

About 514 Congress St

How much is 514 Congress St, Phillipsburg, NJ worth?

The TopHap Estimate for 514 Congress St, Phillipsburg, NJ is $291,469 as of Sep 24, 2026. The likely range is $279,442 to $303,496. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 514 Congress St, Phillipsburg, NJ last sell?

514 Congress St, Phillipsburg, NJ last sold on Nov 25, 2015 for $122,680, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 514 Congress St, Phillipsburg, NJ?

514 Congress St, Phillipsburg, NJ has 884 square feet of living space and a 0.14-acre lot.

When was 514 Congress St, Phillipsburg, NJ built?

514 Congress St, Phillipsburg, NJ was built in 1940, making it 86 years old. It is a cape cod home. The building has 1 story.

What schools serve 514 Congress St, Phillipsburg, NJ?

514 Congress St, Phillipsburg, NJ is assigned to Philipsburg Primary School (elementary); Phillipsburg Middle School (middle), rated C-; Phillipsburg High School (high), rated C+. All sit in Phillipsburg Town School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 514 Congress St, Phillipsburg, NJ compare to other homes in Phillipsburg 08865?

Among the 9,863 homes in Phillipsburg 08865, it is worth more than 33% of them ($291,469 against a typical $340,271), its price per square foot is higher than 92% of them ($330 against a typical $234), it is bigger than 6% of them (884 ft² against a typical 1,458 ft²), its lot is bigger than 42% of them (0.14 ac against a typical 0.17 ac) and it is newer than 49% of them (1940 against a typical 1945). Measured against all of Warren County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 514 Congress St, Phillipsburg, NJ?

The 2025 property tax bill for 514 Congress St, Phillipsburg, NJ was $4,769. The county assessed it at $102,000.

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