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Single Family ResidenceResidential
$260,859$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $151,000 on Aug 4, 2005

514 COTTONWOOD ST

ALBERS, IL 62215
2
Baths
1,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$261K
$249K low$273K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$151,000 · Aug 4, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,209 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLINTON
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Albers Elementary SchoolA
Elementary · Grades PK–8 · 0.4 mi
H
Central Community High SchoolA-
High · Grades 9–12 · 5.4 mi

District: Albers School District 63

Neighborhood · ZIP 62215These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.168

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.583
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,283
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,711
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

514 Cottonwood St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 77% of homes in Albers 62215
  • Smaller than 68% of homes in Albers 62215
  • Has a smaller lot than 88% of homes in Albers 62215
  • Newer than 83% of homes in Albers 62215

What homes are worth in Albers 62215

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$498K

This home is worth more than 56% of homes in Albers 62215.

How it measures up in Albers 62215

The dot is this home. The mark in the middle is the typical home in Albers 62215.

Estimated value$260,859
CheaperTypical $249,351Pricier

Pricier than 56% of homes nearby

Price per ft²$184
CheaperTypical $156Pricier

Pricier than 77% of homes nearby

Living area1,416 ft²
SmallerTypical 1,591 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.24 ac
SmallerTypical 0.43 acBigger

Bigger than 12% of homes nearby

Year built2004
OlderTypical 1986Newer

Newer than 83% of homes nearby

How 514 Cottonwood St ranks against every home in each area.
MeasureThis homeAlbers 62215Clinton County
Estimated valuepricier than$260,85956% of homes63% of homes
Price per ft²pricier than$18477% of homes77% of homes
Living areabigger than1,416 ft²32% of homes36% of homes
Lot sizebigger than0.24 ac12% of homes25% of homes
Year builtnewer than200483% of homes83% of homes

About 514 Cottonwood St

How much is 514 Cottonwood St, Albers, IL worth?

The TopHap Estimate for 514 Cottonwood St, Albers, IL is $260,859 as of Oct 21, 2026. The likely range is $248,716 to $273,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 514 Cottonwood St, Albers, IL last sell?

514 Cottonwood St, Albers, IL last sold on Aug 4, 2005 for $151,000, according to the county's recorded deed.

How big is 514 Cottonwood St, Albers, IL?

514 Cottonwood St, Albers, IL has 2 bathrooms, 1,416 square feet of living space and a 0.24-acre lot.

When was 514 Cottonwood St, Albers, IL built?

514 Cottonwood St, Albers, IL was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 514 Cottonwood St, Albers, IL?

514 Cottonwood St, Albers, IL is assigned to Albers Elementary School (elementary), rated A; Central Community High School (high), rated A-. All sit in Albers School District 63. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 514 Cottonwood St, Albers, IL compare to other homes in Albers 62215?

Among the 703 homes in Albers 62215, it is worth more than 56% of them ($260,859 against a typical $249,351), its price per square foot is higher than 77% of them ($184 against a typical $156), it is bigger than 32% of them (1,416 ft² against a typical 1,591 ft²), its lot is bigger than 12% of them (0.24 ac against a typical 0.43 ac) and it is newer than 83% of them (2004 against a typical 1986). Measured against all of Clinton County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 514 Cottonwood St, Albers, IL?

The 2025 property tax bill for 514 Cottonwood St, Albers, IL was $5,209. The county assessed it at $82,000.

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