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Single Family ResidentialResidential
$55,486$57 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

514 E SPRUCE ST

CHATSWORTH, IL 60921
2
Beds
1
Baths
972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$55K
$50K low$61K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$29,086
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$23,269
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,400
VERMILION VALLEY BANK · recorded Mar 22, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$766 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,385 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,566
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,819
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,155

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLIVINGSTON
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prairie Central Primary East
Elementary · Grades PK–1 · 0.7 mi
M
Prairie Central Junior High SchoolC
Middle · Grades 7–8 · 6.5 mi
H
Prairie Central High SchoolD
High · Grades 9–12 · 11.4 mi

District: Prairie Central Community Unit School District 8

Neighborhood · ZIP 60921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.1,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,366
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,011
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

514 E Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Livingston County
  • Costs less per square foot than 91% of homes in Livingston County
  • Smaller than 91% of homes in Livingston County
  • Has a smaller lot than 67% of homes in Chatsworth 60921

What homes are worth in Chatsworth 60921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$356K

This home is worth more than 11% of homes in Chatsworth 60921.

How it measures up in Chatsworth 60921

The dot is this home. The mark in the middle is the typical home in Chatsworth 60921.

Estimated value$55,486
CheaperTypical $118,596Pricier

Pricier than 11% of homes nearby

Price per ft²$57
CheaperTypical $74Pricier

Pricier than 24% of homes nearby

Living area972 ft²
SmallerTypical 1,574 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.28 ac
SmallerTypical 0.34 acBigger

Bigger than 33% of homes nearby

Year built1952
OlderTypical 1925Newer

Newer than 63% of homes nearby

How 514 E Spruce St ranks against every home in each area.
MeasureThis homeChatsworth 60921Livingston County
Estimated valuepricier than$55,48611% of homes3% of homes
Price per ft²pricier than$5724% of homes9% of homes
Living areabigger than972 ft²10% of homes9% of homes
Lot sizebigger than0.28 ac33% of homes46% of homes
Year builtnewer than195263% of homes53% of homes

About 514 E Spruce St

How much is 514 E Spruce St, Chatsworth, IL worth?

The TopHap Estimate for 514 E Spruce St, Chatsworth, IL is $55,486 as of Jul 14, 2026. The likely range is $50,015 to $60,957. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 514 E Spruce St, Chatsworth, IL last sell?

514 E Spruce St, Chatsworth, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 514 E Spruce St, Chatsworth, IL?

514 E Spruce St, Chatsworth, IL has 2 bedrooms, 1 bathrooms, 972 square feet of living space and a 0.28-acre lot.

When was 514 E Spruce St, Chatsworth, IL built?

514 E Spruce St, Chatsworth, IL was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 514 E Spruce St, Chatsworth, IL?

514 E Spruce St, Chatsworth, IL is assigned to Prairie Central Primary East (elementary); Prairie Central Junior High School (middle), rated C; Prairie Central High School (high), rated D. All sit in Prairie Central Community Unit School District 8. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 514 E Spruce St, Chatsworth, IL compare to other homes in Chatsworth 60921?

Among the 619 homes in Chatsworth 60921, it is worth more than 11% of them ($55,486 against a typical $118,596), its price per square foot is higher than 24% of them ($57 against a typical $74), it is bigger than 10% of them (972 ft² against a typical 1,574 ft²), its lot is bigger than 33% of them (0.28 ac against a typical 0.34 ac) and it is newer than 63% of them (1952 against a typical 1925). Measured against all of Livingston County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 514 E Spruce St, Chatsworth, IL?

The 2025 property tax bill for 514 E Spruce St, Chatsworth, IL was $766. The county assessed it at $13,385.

Closest homes

More homes in Chatsworth 60921

Assigned schools

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