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Single Family ResidenceResidential
$181,428$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $86,000 on Nov 7, 2005

514 JAMIE RIDGE DR

MOUNT STERLING, KY 40353
3
Beds
2
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$181K
$152K low$211K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$86,000 · Nov 7, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,284 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Porch · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mount Sterling Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
H
Montgomery County High SchoolA-
High · Grades 9–12 · 3.0 mi
M
McNabb Middle SchoolB
Middle · Grades 6–8 · 3.0 mi

District: Montgomery County School District

Neighborhood · ZIP 40353These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.174
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.23,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,024
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,383
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

514 Jamie Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Mount Sterling 40353
  • Smaller than 79% of homes in Mount Sterling 40353
  • Has a smaller lot than 71% of homes in Montgomery County
  • Newer than 82% of homes in Mount Sterling 40353

What homes are worth in Mount Sterling 40353

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$573K

This home is worth more than 23% of homes in Mount Sterling 40353.

How it measures up in Mount Sterling 40353

The dot is this home. The mark in the middle is the typical home in Mount Sterling 40353.

Estimated value$181,428
CheaperTypical $236,601Pricier

Pricier than 23% of homes nearby

Price per ft²$166
CheaperTypical $164Pricier

Pricier than 52% of homes nearby

Living area1,092 ft²
SmallerTypical 1,479 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.28 ac
SmallerTypical 0.4 acBigger

Bigger than 37% of homes nearby

Year built2005
OlderTypical 1999Newer

Newer than 82% of homes nearby

How 514 Jamie Ridge Dr ranks against every home in each area.
MeasureThis homeMount Sterling 40353Montgomery County
Estimated valuepricier than$181,42823% of homes27% of homes
Price per ft²pricier than$16652% of homes54% of homes
Living areabigger than1,092 ft²21% of homes22% of homes
Lot sizebigger than0.28 ac37% of homes29% of homes
Year builtnewer than200582% of homes81% of homes

About 514 Jamie Ridge Dr

How much is 514 Jamie Ridge Dr, Mount Sterling, KY worth?

The TopHap Estimate for 514 Jamie Ridge Dr, Mount Sterling, KY is $181,428 as of Aug 30, 2026. The likely range is $151,904 to $210,953. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 514 Jamie Ridge Dr, Mount Sterling, KY last sell?

514 Jamie Ridge Dr, Mount Sterling, KY last sold on Nov 7, 2005 for $86,000, according to the county's recorded deed.

How big is 514 Jamie Ridge Dr, Mount Sterling, KY?

514 Jamie Ridge Dr, Mount Sterling, KY has 3 bedrooms, 2 bathrooms, 1,092 square feet of living space and a 0.28-acre lot.

When was 514 Jamie Ridge Dr, Mount Sterling, KY built?

514 Jamie Ridge Dr, Mount Sterling, KY was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 514 Jamie Ridge Dr, Mount Sterling, KY?

514 Jamie Ridge Dr, Mount Sterling, KY is assigned to Mount Sterling Elementary School (elementary), rated B-; Montgomery County High School (high), rated A-; McNabb Middle School (middle), rated B. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 514 Jamie Ridge Dr, Mount Sterling, KY compare to other homes in Mount Sterling 40353?

Among the 8,518 homes in Mount Sterling 40353, it is worth more than 23% of them ($181,428 against a typical $236,601), its price per square foot is higher than 52% of them ($166 against a typical $164), it is bigger than 21% of them (1,092 ft² against a typical 1,479 ft²), its lot is bigger than 37% of them (0.28 ac against a typical 0.4 ac) and it is newer than 82% of them (2005 against a typical 1999). Measured against all of Montgomery County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 514 Jamie Ridge Dr, Mount Sterling, KY?

The 2025 property tax bill for 514 Jamie Ridge Dr, Mount Sterling, KY was $1,284. The county assessed it at $118,000.

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