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Single Family ResidenceResidential
$331,278$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $210,000 on Dec 27, 2019

514 RAY ST

MUSKEGON, MI 49445
1.5
Baths
1,493 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$331K
$284K low$379K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Dec 27, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,311 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$120,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMUSKEGON
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Muskegon Middle SchoolB+
Middle · Grades 6–8 · 0.2 mi
H
North Muskegon High SchoolB-
High · Grades 9–12 · 0.2 mi
E
North Muskegon Elementary SchoolB
Elementary · Grades PK–5 · 0.3 mi

District: North Muskegon Public Schools

Neighborhood · ZIP 49445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.21,884
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.314 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,159
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,461
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

514 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Muskegon County
  • Costs more per square foot than 70% of homes in Muskegon County
  • Has a smaller lot than 88% of homes in Muskegon 49445
  • Older than 91% of homes in Muskegon 49445

What homes are worth in Muskegon 49445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$1.1M

This home is worth more than 61% of homes in Muskegon 49445.

How it measures up in Muskegon 49445

The dot is this home. The mark in the middle is the typical home in Muskegon 49445.

Estimated value$331,278
CheaperTypical $298,062Pricier

Pricier than 61% of homes nearby

Price per ft²$222
CheaperTypical $213Pricier

Pricier than 56% of homes nearby

Living area1,493 ft²
SmallerTypical 1,454 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.22 ac
SmallerTypical 0.91 acBigger

Bigger than 12% of homes nearby

Year built1940
OlderTypical 1974Newer

Newer than 9% of homes nearby

How 514 Ray St ranks against every home in each area.
MeasureThis homeMuskegon 49445Muskegon County
Estimated valuepricier than$331,27861% of homes74% of homes
Price per ft²pricier than$22256% of homes70% of homes
Living areabigger than1,493 ft²53% of homes62% of homes
Lot sizebigger than0.22 ac12% of homes29% of homes
Year builtnewer than19409% of homes16% of homes

About 514 Ray St

How much is 514 Ray St, Muskegon, MI worth?

The TopHap Estimate for 514 Ray St, Muskegon, MI is $331,278 as of Oct 21, 2026. The likely range is $283,512 to $379,044. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 514 Ray St, Muskegon, MI last sell?

514 Ray St, Muskegon, MI last sold on Dec 27, 2019 for $210,000, according to the county's recorded deed.

How big is 514 Ray St, Muskegon, MI?

514 Ray St, Muskegon, MI has 1.5 bathrooms, 1,493 square feet of living space and a 0.22-acre lot.

When was 514 Ray St, Muskegon, MI built?

514 Ray St, Muskegon, MI was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 514 Ray St, Muskegon, MI?

514 Ray St, Muskegon, MI is assigned to North Muskegon Middle School (middle), rated B+; North Muskegon High School (high), rated B-; North Muskegon Elementary School (elementary), rated B. All sit in North Muskegon Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 514 Ray St, Muskegon, MI compare to other homes in Muskegon 49445?

Among the 8,994 homes in Muskegon 49445, it is worth more than 61% of them ($331,278 against a typical $298,062), its price per square foot is higher than 56% of them ($222 against a typical $213), it is bigger than 53% of them (1,493 ft² against a typical 1,454 ft²), its lot is bigger than 12% of them (0.22 ac against a typical 0.91 ac) and it is newer than 9% of them (1940 against a typical 1974). Measured against all of Muskegon County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 514 Ray St, Muskegon, MI?

The 2025 property tax bill for 514 Ray St, Muskegon, MI was $4,311. The county assessed it at $136,100.

More homes on Ray St

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