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Single Family ResidenceResidential
$137,371$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

514 W CONGRESS ST

LINCOLNTON, NC 28092
3
Beds
1
Baths
1,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$137K
$97K low$178K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,264 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,486 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,486
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$112,486
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$112,486

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lincolnton High SchoolC-
High · Grades 9–12 · 0.9 mi
E
S. Ray Lowder Elementary SchoolB-
Elementary · Grades PK–5 · 1.0 mi
M
Lincolnton Middle SchoolC-
Middle · Grades 6–8 · 3.7 mi

District: Lincoln County Schools

Neighborhood · ZIP 28092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,382
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

514 W Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Lincoln County
  • Costs less per square foot than 90% of homes in Lincoln County
  • Smaller than 87% of homes in Lincoln County
  • Has a smaller lot than 90% of homes in Lincolnton 28092
  • Older than 90% of homes in Lincoln County

What homes are worth in Lincolnton 28092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$784K

This home is worth more than 11% of homes in Lincolnton 28092.

How it measures up in Lincolnton 28092

The dot is this home. The mark in the middle is the typical home in Lincolnton 28092.

Estimated value$137,371
CheaperTypical $289,317Pricier

Pricier than 11% of homes nearby

Price per ft²$131
CheaperTypical $185Pricier

Pricier than 19% of homes nearby

Living area1,052 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.27 ac
SmallerTypical 0.76 acBigger

Bigger than 10% of homes nearby

Year built1952
OlderTypical 1985Newer

Newer than 18% of homes nearby

How 514 W Congress St ranks against every home in each area.
MeasureThis homeLincolnton 28092Lincoln County
Estimated valuepricier than$137,37111% of homes6% of homes
Price per ft²pricier than$13119% of homes10% of homes
Living areabigger than1,052 ft²19% of homes13% of homes
Lot sizebigger than0.27 ac10% of homes18% of homes
Year builtnewer than195218% of homes10% of homes

About 514 W Congress St

How much is 514 W Congress St, Lincolnton, NC worth?

The TopHap Estimate for 514 W Congress St, Lincolnton, NC is $137,371 as of Sep 24, 2026. The likely range is $97,236 to $177,506. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 514 W Congress St, Lincolnton, NC last sell?

514 W Congress St, Lincolnton, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 514 W Congress St, Lincolnton, NC?

514 W Congress St, Lincolnton, NC has 3 bedrooms, 1 bathrooms, 1,052 square feet of living space and a 0.27-acre lot.

When was 514 W Congress St, Lincolnton, NC built?

514 W Congress St, Lincolnton, NC was built in 1952, making it 74 years old. It is a ranch home. The building has 1 story.

What schools serve 514 W Congress St, Lincolnton, NC?

514 W Congress St, Lincolnton, NC is assigned to Lincolnton High School (high), rated C-; S. Ray Lowder Elementary School (elementary), rated B-; Lincolnton Middle School (middle), rated C-. All sit in Lincoln County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 514 W Congress St, Lincolnton, NC compare to other homes in Lincolnton 28092?

Among the 16,399 homes in Lincolnton 28092, it is worth more than 11% of them ($137,371 against a typical $289,317), its price per square foot is higher than 19% of them ($131 against a typical $185), it is bigger than 19% of them (1,052 ft² against a typical 1,456 ft²), its lot is bigger than 10% of them (0.27 ac against a typical 0.76 ac) and it is newer than 18% of them (1952 against a typical 1985). Measured against all of Lincoln County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 514 W Congress St, Lincolnton, NC?

The 2026 property tax bill for 514 W Congress St, Lincolnton, NC was $1,264. The county assessed it at $112,486.

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