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Single Family ResidenceResidential
$386,124$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $240,000 on Jun 29, 2020

515 ELZORA LOOP

MILTON FREEWATER, OR 97862
3
Beds
2
Baths
1,796 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$386K
$373K low$399K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Jun 29, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,295 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$243,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,290
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$197,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$438,950

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
77
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
29
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUmatilla
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2019
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 186 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
McLoughlin High SchoolC-
High · Grades 9–12 · 0.6 mi
M
Central Middle SchoolD
Middle · Grades 6–8 · 0.8 mi
E
Grove Elementary School
Elementary · Grades KG–1 · 8.1 mi

District: Milton-Freewater School District 7

Neighborhood · ZIP 97862These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,106
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,037
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,644
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

515 Elzora Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Milton Freewater 97862
  • Bigger than 71% of homes in Milton Freewater 97862
  • Has a smaller lot than 80% of homes in Milton Freewater 97862
  • Newer than 95% of homes in Milton Freewater 97862

What homes are worth in Milton Freewater 97862

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$663K

This home is worth more than 79% of homes in Milton Freewater 97862.

How it measures up in Milton Freewater 97862

The dot is this home. The mark in the middle is the typical home in Milton Freewater 97862.

Estimated value$386,124
CheaperTypical $287,056Pricier

Pricier than 79% of homes nearby

Price per ft²$215
CheaperTypical $196Pricier

Pricier than 64% of homes nearby

Living area1,796 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.17 ac
SmallerTypical 0.51 acBigger

Bigger than 20% of homes nearby

Year built2018
OlderTypical 1971Newer

Newer than 95% of homes nearby

How 515 Elzora Loop ranks against every home in each area.
MeasureThis homeMilton Freewater 97862Umatilla County
Estimated valuepricier than$386,12479% of homes77% of homes
Price per ft²pricier than$21564% of homes59% of homes
Living areabigger than1,796 ft²71% of homes71% of homes
Lot sizebigger than0.17 ac20% of homes25% of homes
Year builtnewer than201895% of homes94% of homes

About 515 Elzora Loop

How much is 515 Elzora Loop, Milton Freewater, OR worth?

The TopHap Estimate for 515 Elzora Loop, Milton Freewater, OR is $386,124 as of Aug 30, 2026. The likely range is $373,058 to $399,190. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 515 Elzora Loop, Milton Freewater, OR last sell?

515 Elzora Loop, Milton Freewater, OR last sold on Jun 29, 2020 for $240,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 515 Elzora Loop, Milton Freewater, OR?

515 Elzora Loop, Milton Freewater, OR has 3 bedrooms, 2 bathrooms, 1,796 square feet of living space and a 0.17-acre lot.

When was 515 Elzora Loop, Milton Freewater, OR built?

515 Elzora Loop, Milton Freewater, OR was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 515 Elzora Loop, Milton Freewater, OR?

515 Elzora Loop, Milton Freewater, OR is assigned to McLoughlin High School (high), rated C-; Central Middle School (middle), rated D; Grove Elementary School (elementary). All sit in Milton-Freewater School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 515 Elzora Loop, Milton Freewater, OR compare to other homes in Milton Freewater 97862?

Among the 4,389 homes in Milton Freewater 97862, it is worth more than 79% of them ($386,124 against a typical $287,056), its price per square foot is higher than 64% of them ($215 against a typical $196), it is bigger than 71% of them (1,796 ft² against a typical 1,440 ft²), its lot is bigger than 20% of them (0.17 ac against a typical 0.51 ac) and it is newer than 95% of them (2018 against a typical 1971). Measured against all of Umatilla County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 515 Elzora Loop, Milton Freewater, OR?

The 2025 property tax bill for 515 Elzora Loop, Milton Freewater, OR was $4,295. The county assessed it at $243,440.

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