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Single Family ResidenceResidential
$106,244$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

515 PENNER ST

BEATRICE, NE 68310
3
Beds
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$106K
$98K low$115K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,244
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,995
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
MEMBERSOWN CU · recorded Aug 30, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,595 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,970
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,595
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,595

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGage
Lot (acres)The size of the land the home sits on, from county records.0.59
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 255 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Beatrice Middle SchoolB-
Middle · Grades 6–8 · 1.2 mi
E
Beatrice Elementary School
Elementary · Grades PK–5 · 3.1 mi
H
Beatrice High SchoolD
High · Grades 9–12 · 3.2 mi

District: Beatrice Public Schools

Neighborhood · ZIP 68310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,509
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,870
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,011
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

515 Penner St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Beatrice 68310
  • Costs less per square foot than 79% of homes in Beatrice 68310
  • Smaller than 71% of homes in Gage County
  • Has a bigger lot than 82% of homes in Beatrice 68310

What homes are worth in Beatrice 68310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$533K

This home is worth more than 20% of homes in Beatrice 68310.

How it measures up in Beatrice 68310

The dot is this home. The mark in the middle is the typical home in Beatrice 68310.

Estimated value$106,244
CheaperTypical $185,648Pricier

Pricier than 20% of homes nearby

Price per ft²$95
CheaperTypical $147Pricier

Pricier than 21% of homes nearby

Living area1,120 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.59 ac
SmallerTypical 0.24 acBigger

Bigger than 82% of homes nearby

Year built1935
OlderTypical 1957Newer

Newer than 36% of homes nearby

How 515 Penner St ranks against every home in each area.
MeasureThis homeBeatrice 68310Gage County
Estimated valuepricier than$106,24420% of homes20% of homes
Price per ft²pricier than$9521% of homes23% of homes
Living areabigger than1,120 ft²35% of homes29% of homes
Lot sizebigger than0.59 ac82% of homes67% of homes
Year builtnewer than193536% of homes39% of homes

About 515 Penner St

How much is 515 Penner St, Beatrice, NE worth?

The TopHap Estimate for 515 Penner St, Beatrice, NE is $106,244 as of Jul 14, 2026. The likely range is $97,597 to $114,891. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 515 Penner St, Beatrice, NE?

515 Penner St, Beatrice, NE has 3 bedrooms, 1 bathrooms, 1,120 square feet of living space and a 0.59-acre lot.

When was 515 Penner St, Beatrice, NE built?

515 Penner St, Beatrice, NE was built in 1935, making it 91 years old. The building has 1 story.

What schools serve 515 Penner St, Beatrice, NE?

515 Penner St, Beatrice, NE is assigned to Beatrice Middle School (middle), rated B-; Beatrice Elementary School (elementary); Beatrice High School (high), rated D. All sit in Beatrice Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 515 Penner St, Beatrice, NE compare to other homes in Beatrice 68310?

Among the 5,737 homes in Beatrice 68310, it is worth more than 20% of them ($106,244 against a typical $185,648), its price per square foot is higher than 21% of them ($95 against a typical $147), it is bigger than 35% of them (1,120 ft² against a typical 1,292 ft²), its lot is bigger than 82% of them (0.59 ac against a typical 0.24 ac) and it is newer than 36% of them (1935 against a typical 1957). Measured against all of Gage County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Beatrice 68310

Assigned schools

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