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Single Family ResidenceResidential
$185,196$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $185,000 on Jun 8, 2026

515 WATER ST

CARTHAGE, TN 37030
1.5
Baths
1,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$185K
$140K low$231K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Jun 8, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$473 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,275 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,275
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$109,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySMITH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 248 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Smith County High SchoolB-
High · Grades 9–12 · 0.3 mi
E
Carthage Elementary SchoolB-
Elementary · Grades PK–4 · 0.8 mi
M
Smith County Middle SchoolC-
Middle · Grades 5–8 · 2.0 mi

District: Smith County School District

Neighborhood · ZIP 37030These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,578
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,199
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

515 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Smith County
  • Costs less per square foot than 82% of homes in Smith County
  • Has a smaller lot than 91% of homes in Smith County
  • Older than 91% of homes in Carthage 37030

What homes are worth in Carthage 37030

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$637K

This home is worth more than 28% of homes in Carthage 37030.

How it measures up in Carthage 37030

The dot is this home. The mark in the middle is the typical home in Carthage 37030.

Estimated value$185,196
CheaperTypical $255,255Pricier

Pricier than 28% of homes nearby

Price per ft²$120
CheaperTypical $166Pricier

Pricier than 20% of homes nearby

Living area1,544 ft²
SmallerTypical 1,531 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.33 ac
SmallerTypical 0.77 acBigger

Bigger than 20% of homes nearby

Year built1930
OlderTypical 1977Newer

Newer than 9% of homes nearby

How 515 Water St ranks against every home in each area.
MeasureThis homeCarthage 37030Smith County
Estimated valuepricier than$185,19628% of homes26% of homes
Price per ft²pricier than$12020% of homes18% of homes
Living areabigger than1,544 ft²51% of homes50% of homes
Lot sizebigger than0.33 ac20% of homes9% of homes
Year builtnewer than19309% of homes11% of homes

About 515 Water St

How much is 515 Water St, Carthage, TN worth?

The TopHap Estimate for 515 Water St, Carthage, TN is $185,196 as of Sep 24, 2026. The likely range is $139,687 to $230,705. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 515 Water St, Carthage, TN last sell?

515 Water St, Carthage, TN last sold on Jun 8, 2026 for $185,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 515 Water St, Carthage, TN?

515 Water St, Carthage, TN has 1.5 bathrooms, 1,544 square feet of living space and a 0.33-acre lot.

When was 515 Water St, Carthage, TN built?

515 Water St, Carthage, TN was built in 1930, making it 96 years old. It is a custom design home. The building has 2 stories.

What schools serve 515 Water St, Carthage, TN?

515 Water St, Carthage, TN is assigned to Smith County High School (high), rated B-; Carthage Elementary School (elementary), rated B-; Smith County Middle School (middle), rated C-. All sit in Smith County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 515 Water St, Carthage, TN compare to other homes in Carthage 37030?

Among the 2,942 homes in Carthage 37030, it is worth more than 28% of them ($185,196 against a typical $255,255), its price per square foot is higher than 20% of them ($120 against a typical $166), it is bigger than 51% of them (1,544 ft² against a typical 1,531 ft²), its lot is bigger than 20% of them (0.33 ac against a typical 0.77 ac) and it is newer than 9% of them (1930 against a typical 1977). Measured against all of Smith County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 515 Water St, Carthage, TN?

The 2025 property tax bill for 515 Water St, Carthage, TN was $473. The county assessed it at $27,275.

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