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Single Family ResidenceResidential
$485,269$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

51538 SADDLE RIDGE LN S

GRANGER, IN 46530
4
Beds
3 / 1
Baths
2,414 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$485K
$463K low$508K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,320 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$456,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$108,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$348,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$403,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$456,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.65
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prairie Vista Elementary SchoolA+
Elementary · Grades KG–5 · 0.7 mi
M
Schmucker Middle SchoolA
Middle · Grades 6–8 · 5.6 mi
H
Penn High School
High · Grades 9–12 · 5.7 mi

District: Penn-Harris-Madison School Corporation

Neighborhood · ZIP 46530These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.31,600
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,273 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,857
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

51538 Saddle Ridge Ln S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in St. Joseph County
  • Costs more per square foot than 80% of homes in St. Joseph County
  • Bigger than 89% of homes in St. Joseph County
  • Has a bigger lot than 84% of homes in St. Joseph County
  • Newer than 75% of homes in St. Joseph County

What homes are worth in Granger 46530

Each bar is how many homes fall in that price range. The marker is this home.

This home
$184K$1000K

This home is worth more than 71% of homes in Granger 46530.

How it measures up in Granger 46530

The dot is this home. The mark in the middle is the typical home in Granger 46530.

Estimated value$485,269
CheaperTypical $393,983Pricier

Pricier than 71% of homes nearby

Price per ft²$201
CheaperTypical $187Pricier

Pricier than 62% of homes nearby

Living area2,414 ft²
SmallerTypical 2,090 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.65 ac
SmallerTypical 0.45 acBigger

Bigger than 76% of homes nearby

Year built1987
OlderTypical 1990Newer

Newer than 41% of homes nearby

How 51538 Saddle Ridge Ln S ranks against every home in each area.
MeasureThis homeGranger 46530St. Joseph County
Estimated valuepricier than$485,26971% of homes93% of homes
Price per ft²pricier than$20162% of homes80% of homes
Living areabigger than2,414 ft²66% of homes89% of homes
Lot sizebigger than0.65 ac76% of homes84% of homes
Year builtnewer than198741% of homes75% of homes

About 51538 Saddle Ridge Ln S

How much is 51538 Saddle Ridge Ln S, Granger, IN worth?

The TopHap Estimate for 51538 Saddle Ridge Ln S, Granger, IN is $485,269 as of Oct 21, 2026. The likely range is $462,618 to $507,920. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 51538 Saddle Ridge Ln S, Granger, IN last sell?

51538 Saddle Ridge Ln S, Granger, IN last sold on Jul 17, 1987, according to the county's recorded deed.

How big is 51538 Saddle Ridge Ln S, Granger, IN?

51538 Saddle Ridge Ln S, Granger, IN has 4 bedrooms, 3 bathrooms, 2,414 square feet of living space and a 0.65-acre lot.

When was 51538 Saddle Ridge Ln S, Granger, IN built?

51538 Saddle Ridge Ln S, Granger, IN was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 51538 Saddle Ridge Ln S, Granger, IN?

51538 Saddle Ridge Ln S, Granger, IN is assigned to Prairie Vista Elementary School (elementary), rated A+; Schmucker Middle School (middle), rated A; Penn High School (high). All sit in Penn-Harris-Madison School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 51538 Saddle Ridge Ln S, Granger, IN compare to other homes in Granger 46530?

Among the 10,669 homes in Granger 46530, it is worth more than 71% of them ($485,269 against a typical $393,983), its price per square foot is higher than 62% of them ($201 against a typical $187), it is bigger than 66% of them (2,414 ft² against a typical 2,090 ft²), its lot is bigger than 76% of them (0.65 ac against a typical 0.45 ac) and it is newer than 41% of them (1987 against a typical 1990). Measured against all of St. Joseph County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 51538 Saddle Ridge Ln S, Granger, IN?

The 2024 property tax bill for 51538 Saddle Ridge Ln S, Granger, IN was $3,320. The county assessed it at $456,500.

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