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Single Family ResidenceResidential
$101,294$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

5197 RAY ST

BAKER, FL 32531
2
Beds
2
Baths
1,021 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1934
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$101K
$65K low$138K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$148 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,485 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,225

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Convection
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 154 ft²Porch · 342 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Baker SchoolB+
Elementary · Grades KG–12 · 3.7 mi

District: Okaloosa County School District

Neighborhood · ZIP 32531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,497
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,501
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,534
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5197 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Okaloosa County
  • Among the lowest price per square foot in Okaloosa County
  • Smaller than 88% of homes in Baker 32531
  • Has a smaller lot than 96% of homes in Baker 32531
  • Among the oldest homes in Okaloosa County

What homes are worth in Baker 32531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$730K

This home is worth more than 3% of homes in Baker 32531.

How it measures up in Baker 32531

The dot is this home. The mark in the middle is the typical home in Baker 32531.

Estimated value$101,294
CheaperTypical $296,857Pricier

Pricier than 3% of homes nearby

Price per ft²$99
CheaperTypical $162Pricier

Pricier than 5% of homes nearby

Living area1,021 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.32 ac
SmallerTypical 2 acBigger

Bigger than 4% of homes nearby

Year built1934
OlderTypical 1999Newer

Older than almost all homes nearby

How 5197 Ray St ranks against every home in each area.
MeasureThis homeBaker 32531Okaloosa County
Estimated valuepricier than$101,2943% of homesalmost no homes
Price per ft²pricier than$995% of homesalmost no homes
Living areabigger than1,021 ft²12% of homes12% of homes
Lot sizebigger than0.32 ac4% of homes53% of homes
Year builtnewer than1934almost no homesalmost no homes

About 5197 Ray St

How much is 5197 Ray St, Baker, FL worth?

The TopHap Estimate for 5197 Ray St, Baker, FL is $101,294 as of Sep 24, 2026. The likely range is $65,084 to $137,504. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 5197 Ray St, Baker, FL?

5197 Ray St, Baker, FL has 2 bedrooms, 2 bathrooms, 1,021 square feet of living space and a 0.32-acre lot.

When was 5197 Ray St, Baker, FL built?

5197 Ray St, Baker, FL was built in 1934, making it 92 years old. The building has 1 story.

What schools serve 5197 Ray St, Baker, FL?

5197 Ray St, Baker, FL is assigned to Baker School (elementary), rated B+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5197 Ray St, Baker, FL compare to other homes in Baker 32531?

Among the 2,942 homes in Baker 32531, it is worth more than 3% of them ($101,294 against a typical $296,857), its price per square foot is higher than 5% of them ($99 against a typical $162), it is bigger than 12% of them (1,021 ft² against a typical 1,680 ft²), its lot is bigger than 4% of them (0.32 ac against a typical 2 ac) and it is newer than almost none of them (1934 against a typical 1999). Measured against all of Okaloosa County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5197 Ray St, Baker, FL?

The 2025 property tax bill for 5197 Ray St, Baker, FL was $148. The county assessed it at $27,485.

More homes on Ray St

Closest homes

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Assigned schools

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