Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$350,423$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

520 CEDAR

STEPHENVILLE, TX 76401
0
Baths
1,638 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.

Valuation

$350K
$293K low$408K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,879 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$304,340 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$264,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$304,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$304,340

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
80
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
74
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyERATH
Lot (acres)The size of the land the home sits on, from county records.0.40
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 183 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chamberlin Elementary School
Elementary · Grades 1–2 · 2.7 mi
H
Stephenville High SchoolB+
High · Grades 9–12 · 2.9 mi
M
Henderson Jr High SchoolA-
Middle · Grades 7–8 · 3.5 mi

District: Stephenville Independent School District

Neighborhood · ZIP 76401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,002
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,882
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,603
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Cedar measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 77% of homes in Stephenville 76401

What homes are worth in Stephenville 76401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$2M

This home is worth more than 51% of homes in Stephenville 76401.

How it measures up in Stephenville 76401

The dot is this home. The mark in the middle is the typical home in Stephenville 76401.

Estimated value$350,423
CheaperTypical $342,837Pricier

Pricier than 51% of homes nearby

Price per ft²$214
CheaperTypical $199Pricier

Pricier than 58% of homes nearby

Living area1,638 ft²
SmallerTypical 1,658 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.4 ac
SmallerTypical 0.47 acBigger

Bigger than 48% of homes nearby

Year built2006
OlderTypical 1985Newer

Newer than 77% of homes nearby

How 520 Cedar ranks against every home in each area.
MeasureThis homeStephenville 76401Erath County
Estimated valuepricier than$350,42351% of homes46% of homes
Price per ft²pricier than$21458% of homes51% of homes
Living areabigger than1,638 ft²49% of homes49% of homes
Lot sizebigger than0.4 ac48% of homes37% of homes
Year builtnewer than200677% of homes75% of homes

About 520 Cedar

How much is 520 Cedar, Stephenville, TX worth?

The TopHap Estimate for 520 Cedar, Stephenville, TX is $350,423 as of Sep 24, 2026. The likely range is $292,527 to $408,319. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Cedar, Stephenville, TX last sell?

520 Cedar, Stephenville, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 520 Cedar, Stephenville, TX?

520 Cedar, Stephenville, TX has 1,638 square feet of living space and a 0.40-acre lot.

When was 520 Cedar, Stephenville, TX built?

520 Cedar, Stephenville, TX was built in 2006, making it 20 years old.

What schools serve 520 Cedar, Stephenville, TX?

520 Cedar, Stephenville, TX is assigned to Chamberlin Elementary School (elementary); Stephenville High School (high), rated B+; Henderson Jr High School (middle), rated A-. All sit in Stephenville Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Cedar, Stephenville, TX compare to other homes in Stephenville 76401?

Among the 10,141 homes in Stephenville 76401, it is worth more than 51% of them ($350,423 against a typical $342,837), its price per square foot is higher than 58% of them ($214 against a typical $199), it is bigger than 49% of them (1,638 ft² against a typical 1,658 ft²), its lot is bigger than 48% of them (0.4 ac against a typical 0.47 ac) and it is newer than 77% of them (2006 against a typical 1985). Measured against all of Erath County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Cedar, Stephenville, TX?

The 2026 property tax bill for 520 Cedar, Stephenville, TX was $3,879. The county assessed it at $304,340.

More homes on Cedar

Closest homes

More homes in Stephenville 76401

Assigned schools

Explore the area

See this home in context

Open 520 Cedar on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map