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Single Family ResidenceResidential
$194,206$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $84,900 on Oct 31, 2003

520 CLAY ST

NILES, MI 49120
1.5
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1913
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$194K
$188K low$201K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,900 · Oct 31, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,337 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERRIEN
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ballard Elementary SchoolC
Elementary · Grades PK–5 · 1.0 mi
H
Niles Senior High SchoolB
High · Grades 9–12 · 1.5 mi
M
Niles Virtual School
Middle · Grades KG–12 · 1.7 mi

District: Niles Community School District

Neighborhood · ZIP 49120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.36,873
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.300 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,308
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,136
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Berrien County
  • Costs more per square foot than 88% of homes in Niles 49120
  • Smaller than 93% of homes in Berrien County
  • Has a smaller lot than 95% of homes in Niles 49120
  • Older than 95% of homes in Niles 49120

What homes are worth in Niles 49120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$754K

This home is worth more than 46% of homes in Niles 49120.

How it measures up in Niles 49120

The dot is this home. The mark in the middle is the typical home in Niles 49120.

Estimated value$194,206
CheaperTypical $204,117Pricier

Pricier than 46% of homes nearby

Price per ft²$231
CheaperTypical $159Pricier

Pricier than 88% of homes nearby

Living area840 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.14 ac
SmallerTypical 0.5 acBigger

Bigger than 5% of homes nearby

Year built1913
OlderTypical 1960Newer

Newer than 5% of homes nearby

How 520 Clay St ranks against every home in each area.
MeasureThis homeNiles 49120Berrien County
Estimated valuepricier than$194,20646% of homes29% of homes
Price per ft²pricier than$23188% of homes69% of homes
Living areabigger than840 ft²9% of homes7% of homes
Lot sizebigger than0.14 ac5% of homes7% of homes
Year builtnewer than19135% of homes8% of homes

About 520 Clay St

How much is 520 Clay St, Niles, MI worth?

The TopHap Estimate for 520 Clay St, Niles, MI is $194,206 as of Sep 24, 2026. The likely range is $187,909 to $200,503. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Clay St, Niles, MI last sell?

520 Clay St, Niles, MI last sold on Oct 31, 2003 for $84,900, according to the county's recorded deed.

How big is 520 Clay St, Niles, MI?

520 Clay St, Niles, MI has 1.5 bathrooms, 840 square feet of living space and a 0.14-acre lot.

When was 520 Clay St, Niles, MI built?

520 Clay St, Niles, MI was built in 1913, making it 113 years old.

What schools serve 520 Clay St, Niles, MI?

520 Clay St, Niles, MI is assigned to Ballard Elementary School (elementary), rated C; Niles Senior High School (high), rated B; Niles Virtual School (middle). All sit in Niles Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Clay St, Niles, MI compare to other homes in Niles 49120?

Among the 14,604 homes in Niles 49120, it is worth more than 46% of them ($194,206 against a typical $204,117), its price per square foot is higher than 88% of them ($231 against a typical $159), it is bigger than 9% of them (840 ft² against a typical 1,368 ft²), its lot is bigger than 5% of them (0.14 ac against a typical 0.5 ac) and it is newer than 5% of them (1913 against a typical 1960). Measured against all of Berrien County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Clay St, Niles, MI?

The 2025 property tax bill for 520 Clay St, Niles, MI was $1,337. The county assessed it at $59,700.

More homes on Clay St

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Assigned schools

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