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Residential (General/Single)Residential
$146,901$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

520 COUNTY ROAD 197

GARY, TX 75643
0
Baths
930 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.

Valuation

$147K
$141K low$153K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,941 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$142,960 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,630
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,330
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$142,960

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyPANOLA
Lot (acres)The size of the land the home sits on, from county records.0.38
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gary SchoolC
Elementary · Grades PK–12 · 4.3 mi

District: Gary Independent School District

Neighborhood · ZIP 75643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,959
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,472
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,205
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 County Road 197 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Panola County
  • Costs more per square foot than 83% of homes in Panola County
  • Smaller than 87% of homes in Panola County
  • Has a smaller lot than 81% of homes in Gary 75643
  • Older than 80% of homes in Gary 75643

What homes are worth in Gary 75643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$531K

This home is worth more than 36% of homes in Gary 75643.

How it measures up in Gary 75643

The dot is this home. The mark in the middle is the typical home in Gary 75643.

Estimated value$146,901
CheaperTypical $175,642Pricier

Pricier than 36% of homes nearby

Price per ft²$158
CheaperTypical $129Pricier

Pricier than 72% of homes nearby

Living area930 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.38 ac
SmallerTypical 1 acBigger

Bigger than 19% of homes nearby

Year built1960
OlderTypical 1985Newer

Newer than 20% of homes nearby

How 520 County Road 197 ranks against every home in each area.
MeasureThis homeGary 75643Panola County
Estimated valuepricier than$146,90136% of homes32% of homes
Price per ft²pricier than$15872% of homes83% of homes
Living areabigger than930 ft²21% of homes13% of homes
Lot sizebigger than0.38 ac19% of homes21% of homes
Year builtnewer than196020% of homes24% of homes

About 520 County Road 197

How much is 520 County Road 197, Gary, TX worth?

The TopHap Estimate for 520 County Road 197, Gary, TX is $146,901 as of Oct 21, 2026. The likely range is $141,080 to $152,722. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 County Road 197, Gary, TX last sell?

520 County Road 197, Gary, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 520 County Road 197, Gary, TX?

520 County Road 197, Gary, TX has 930 square feet of living space and a 0.38-acre lot.

When was 520 County Road 197, Gary, TX built?

520 County Road 197, Gary, TX was built in 1960, making it 66 years old.

What schools serve 520 County Road 197, Gary, TX?

520 County Road 197, Gary, TX is assigned to Gary School (elementary), rated C. All sit in Gary Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 County Road 197, Gary, TX compare to other homes in Gary 75643?

Among the 1,245 homes in Gary 75643, it is worth more than 36% of them ($146,901 against a typical $175,642), its price per square foot is higher than 72% of them ($158 against a typical $129), it is bigger than 21% of them (930 ft² against a typical 1,344 ft²), its lot is bigger than 19% of them (0.38 ac against a typical 1 ac) and it is newer than 20% of them (1960 against a typical 1985). Measured against all of Panola County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 County Road 197, Gary, TX?

The 2026 property tax bill for 520 County Road 197, Gary, TX was $2,941. The county assessed it at $142,960.

More homes on County Road 197

Closest homes

More homes in Gary 75643

Assigned schools

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