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Single Family ResidenceResidential
$151,020$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

520 DIVISION ST

GARNER, IA 50438
4
Beds
1
Baths
1,328 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$151K
$131K low$171K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,312 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,580
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 128 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Garner-Hayfield-Ventura Middle SchoolB+
Middle · Grades 5–8 · 0.4 mi
E
Garner-Hayfield-Ventura Elementary SchoolA
Elementary · Grades PK–4 · 0.4 mi
H
Garner-Hayfield-Ventura High SchoolB+
High · Grades 9–12 · 0.8 mi

District: Garner-Hayfield-Ventura Community School District

Neighborhood · ZIP 50438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,923
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Division St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Garner 50438
  • Costs less per square foot than 79% of homes in Garner 50438
  • Has a smaller lot than 90% of homes in Hancock County

What homes are worth in Garner 50438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$494K

This home is worth more than 22% of homes in Garner 50438.

How it measures up in Garner 50438

The dot is this home. The mark in the middle is the typical home in Garner 50438.

Estimated value$151,020
CheaperTypical $216,194Pricier

Pricier than 22% of homes nearby

Price per ft²$114
CheaperTypical $158Pricier

Pricier than 21% of homes nearby

Living area1,328 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.18 ac
SmallerTypical 0.27 acBigger

Bigger than 11% of homes nearby

Year built1954
OlderTypical 1963Newer

Newer than 43% of homes nearby

How 520 Division St ranks against every home in each area.
MeasureThis homeGarner 50438Hancock County
Estimated valuepricier than$151,02022% of homes57% of homes
Price per ft²pricier than$11421% of homes58% of homes
Living areabigger than1,328 ft²39% of homes42% of homes
Lot sizebigger than0.18 ac11% of homes10% of homes
Year builtnewer than195443% of homes51% of homes

About 520 Division St

How much is 520 Division St, Garner, IA worth?

The TopHap Estimate for 520 Division St, Garner, IA is $151,020 as of Aug 30, 2026. The likely range is $130,665 to $171,375. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Division St, Garner, IA last sell?

520 Division St, Garner, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 520 Division St, Garner, IA?

520 Division St, Garner, IA has 4 bedrooms, 1 bathrooms, 1,328 square feet of living space and a 0.17-acre lot.

When was 520 Division St, Garner, IA built?

520 Division St, Garner, IA was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 520 Division St, Garner, IA?

520 Division St, Garner, IA is assigned to Garner-Hayfield-Ventura Middle School (middle), rated B+; Garner-Hayfield-Ventura Elementary School (elementary), rated A; Garner-Hayfield-Ventura High School (high), rated B+. All sit in Garner-Hayfield-Ventura Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Division St, Garner, IA compare to other homes in Garner 50438?

Among the 1,700 homes in Garner 50438, it is worth more than 22% of them ($151,020 against a typical $216,194), its price per square foot is higher than 21% of them ($114 against a typical $158), it is bigger than 39% of them (1,328 ft² against a typical 1,440 ft²), its lot is bigger than 11% of them (0.18 ac against a typical 0.27 ac) and it is newer than 43% of them (1954 against a typical 1963). Measured against all of Hancock County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Division St, Garner, IA?

The 2025 property tax bill for 520 Division St, Garner, IA was $1,312. The county assessed it at $105,900.

More homes on Division St

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Assigned schools

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