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Single Family ResidenceResidential
$491,720$400 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $275,000 on Jul 30, 2013

520 HOWARD ST

LUNENBURG, MA 01462
3
Beds
2
Baths
1,228 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$492K
$453K low$531K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Jul 30, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,117 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$426,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$164,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$416,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$478,515

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.unmapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWORCESTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lunenburg High SchoolA
High · Grades 9–12 · 3.4 mi
M
Lunenburg Middle SchoolB-
Middle · Grades 6–8 · 3.4 mi
E
Lunenburg Primary School
Elementary · Grades PK–2 · 4.2 mi

District: Lunenburg School District

Neighborhood · ZIP 01462These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.437 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,063
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,767
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Worcester County
  • Smaller than 79% of homes in Lunenburg 01462
  • Has a bigger lot than 88% of homes in Worcester County

What homes are worth in Lunenburg 01462

Each bar is how many homes fall in that price range. The marker is this home.

This home
$283K$988K

This home is worth more than 41% of homes in Lunenburg 01462.

How it measures up in Lunenburg 01462

The dot is this home. The mark in the middle is the typical home in Lunenburg 01462.

Estimated value$491,720
CheaperTypical $523,618Pricier

Pricier than 41% of homes nearby

Price per ft²$400
CheaperTypical $306Pricier

Pricier than 87% of homes nearby

Living area1,228 ft²
SmallerTypical 1,709 ft²Bigger

Bigger than 21% of homes nearby

Lot size3 ac
SmallerTypical 1 acBigger

Bigger than 81% of homes nearby

Year built1961
OlderTypical 1969Newer

Newer than 44% of homes nearby

How 520 Howard St ranks against every home in each area.
MeasureThis homeLunenburg 01462Worcester County
Estimated valuepricier than$491,72041% of homes52% of homes
Price per ft²pricier than$40087% of homes89% of homes
Living areabigger than1,228 ft²21% of homes22% of homes
Lot sizebigger than3 ac81% of homes88% of homes
Year builtnewer than196144% of homes44% of homes

About 520 Howard St

How much is 520 Howard St, Lunenburg, MA worth?

The TopHap Estimate for 520 Howard St, Lunenburg, MA is $491,720 as of Aug 30, 2026. The likely range is $452,896 to $530,544. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Howard St, Lunenburg, MA last sell?

520 Howard St, Lunenburg, MA last sold on Jul 30, 2013 for $275,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 520 Howard St, Lunenburg, MA?

520 Howard St, Lunenburg, MA has 3 bedrooms, 2 bathrooms, 1,228 square feet of living space and a 3.00-acre lot.

When was 520 Howard St, Lunenburg, MA built?

520 Howard St, Lunenburg, MA was built in 1961, making it 65 years old. It is a split level home. The building has 1 story.

What schools serve 520 Howard St, Lunenburg, MA?

520 Howard St, Lunenburg, MA is assigned to Lunenburg High School (high), rated A; Lunenburg Middle School (middle), rated B-; Lunenburg Primary School (elementary). All sit in Lunenburg School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Howard St, Lunenburg, MA compare to other homes in Lunenburg 01462?

Among the 4,281 homes in Lunenburg 01462, it is worth more than 41% of them ($491,720 against a typical $523,618), its price per square foot is higher than 87% of them ($400 against a typical $306), it is bigger than 21% of them (1,228 ft² against a typical 1,709 ft²), its lot is bigger than 81% of them (3 ac against a typical 1 ac) and it is newer than 44% of them (1961 against a typical 1969). Measured against all of Worcester County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Howard St, Lunenburg, MA?

The 2025 property tax bill for 520 Howard St, Lunenburg, MA was $6,117. The county assessed it at $426,000.

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