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Single Family ResidenceResidential
$491,798$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

520 LOCUST ST

MODESTO, CA 95351
3
Beds
1
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$492K
$453K low$531K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$621 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,591 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,108
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,483
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,541

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin ElementaryD
Elementary · Grades KG–6 · 0.4 mi
M
Mark Twain Junior HighD-
Middle · Grades 7–8 · 0.7 mi
H
Modesto High SchoolC-
High · Grades 9–12 · 0.7 mi

District: Modesto City Elementary School District

Neighborhood · ZIP 95351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.159

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.52,180
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,963 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,592
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Modesto 95351
  • Bigger than 82% of homes in Modesto 95351
  • Has a bigger lot than 93% of homes in Modesto 95351
  • Older than 97% of homes in Stanislaus County

What homes are worth in Modesto 95351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$643K

This home is worth more than 90% of homes in Modesto 95351.

How it measures up in Modesto 95351

The dot is this home. The mark in the middle is the typical home in Modesto 95351.

Estimated value$491,798
CheaperTypical $366,702Pricier

Pricier than 90% of homes nearby

Price per ft²$304
CheaperTypical $300Pricier

Pricier than 53% of homes nearby

Living area1,620 ft²
SmallerTypical 1,220 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.45 ac
SmallerTypical 0.15 acBigger

Bigger than 93% of homes nearby

Year built1925
OlderTypical 1967Newer

Newer than 7% of homes nearby

How 520 Locust St ranks against every home in each area.
MeasureThis homeModesto 95351Stanislaus County
Estimated valuepricier than$491,79890% of homes64% of homes
Price per ft²pricier than$30453% of homes63% of homes
Living areabigger than1,620 ft²82% of homes53% of homes
Lot sizebigger than0.45 ac93% of homes91% of homes
Year builtnewer than19257% of homes3% of homes

About 520 Locust St

How much is 520 Locust St, Modesto, CA worth?

The TopHap Estimate for 520 Locust St, Modesto, CA is $491,798 as of Oct 21, 2026. The likely range is $452,844 to $530,752. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Locust St, Modesto, CA last sell?

520 Locust St, Modesto, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 520 Locust St, Modesto, CA?

520 Locust St, Modesto, CA has 3 bedrooms, 1 bathrooms, 1,620 square feet of living space and a 0.45-acre lot.

When was 520 Locust St, Modesto, CA built?

520 Locust St, Modesto, CA was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 520 Locust St, Modesto, CA?

520 Locust St, Modesto, CA is assigned to Franklin Elementary (elementary), rated D; Mark Twain Junior High (middle), rated D-; Modesto High School (high), rated C-. All sit in Modesto City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Locust St, Modesto, CA compare to other homes in Modesto 95351?

Among the 9,620 homes in Modesto 95351, it is worth more than 90% of them ($491,798 against a typical $366,702), its price per square foot is higher than 53% of them ($304 against a typical $300), it is bigger than 82% of them (1,620 ft² against a typical 1,220 ft²), its lot is bigger than 93% of them (0.45 ac against a typical 0.15 ac) and it is newer than 7% of them (1925 against a typical 1967). Measured against all of Stanislaus County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Locust St, Modesto, CA?

The 2026 property tax bill for 520 Locust St, Modesto, CA was $621. The county assessed it at $53,591.

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Assigned schools

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