Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$12,732$20 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

520 MADISON ST

LOVEJOY, IL 62059
2
Baths
630 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,307 ft²
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$13K
$11K low$14K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$788 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,662 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$244
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,418
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,051
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$16,986

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 340 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lovejoy Elementary SchoolD-
Elementary · Grades PK–5 · 0.1 mi
M
Lovejoy Middle SchoolD+
Middle · Grades 6–8 · 0.1 mi
H
Lovejoy Academy
High · Grades 9–12 · 0.1 mi

District: Brooklyn Community Unit School District 188

Neighborhood · ZIP 62059These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.192
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.36%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.437
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.524 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$24,446
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,120
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Madison St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in St. Clair County
  • Among the lowest price per square foot in St. Clair County
  • Smaller than 97% of homes in St. Clair County
  • Among the smallest lots in St. Clair County
  • Older than 86% of homes in St. Clair County

What homes are worth in Lovejoy 62059

Each bar is how many homes fall in that price range. The marker is this home.

This home
$11K$49K

This home is worth more than 8% of homes in Lovejoy 62059.

How it measures up in Lovejoy 62059

The dot is this home. The mark in the middle is the typical home in Lovejoy 62059.

Estimated value$12,732
CheaperTypical $25,864Pricier

Pricier than 8% of homes nearby

Price per ft²$20
CheaperTypical $23Pricier

Pricier than 22% of homes nearby

Living area630 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 7% of homes nearby

Lot size1,307 ft²
SmallerTypical 0.14 acBigger

Bigger than 2% of homes nearby

Year built1926
OlderTypical 1950Newer

Newer than 30% of homes nearby

How 520 Madison St ranks against every home in each area.
MeasureThis homeLovejoy 62059St. Clair County
Estimated valuepricier than$12,7328% of homesalmost no homes
Price per ft²pricier than$2022% of homesalmost no homes
Living areabigger than630 ft²7% of homes3% of homes
Lot sizebigger than1,307 ft²2% of homesalmost no homes
Year builtnewer than192630% of homes14% of homes

About 520 Madison St

How much is 520 Madison St, Lovejoy, IL worth?

The TopHap Estimate for 520 Madison St, Lovejoy, IL is $12,732 as of Aug 30, 2026. The likely range is $11,137 to $14,327. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Madison St, Lovejoy, IL last sell?

520 Madison St, Lovejoy, IL last sold on Aug 28, 2025, according to the county's recorded deed.

How big is 520 Madison St, Lovejoy, IL?

520 Madison St, Lovejoy, IL has 2 bathrooms, 630 square feet of living space and a 0.03-acre lot.

When was 520 Madison St, Lovejoy, IL built?

520 Madison St, Lovejoy, IL was built in 1926, making it 100 years old. The building has 1 story.

What schools serve 520 Madison St, Lovejoy, IL?

520 Madison St, Lovejoy, IL is assigned to Lovejoy Elementary School (elementary), rated D-; Lovejoy Middle School (middle), rated D+; Lovejoy Academy (high). All sit in Brooklyn Community Unit School District 188. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Madison St, Lovejoy, IL compare to other homes in Lovejoy 62059?

Among the 136 homes in Lovejoy 62059, it is worth more than 8% of them ($12,732 against a typical $25,864), its price per square foot is higher than 22% of them ($20 against a typical $23), it is bigger than 7% of them (630 ft² against a typical 1,056 ft²), its lot is bigger than 2% of them (1,307 ft² against a typical 0.14 ac) and it is newer than 30% of them (1926 against a typical 1950). Measured against all of St. Clair County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Madison St, Lovejoy, IL?

The 2024 property tax bill for 520 Madison St, Lovejoy, IL was $788. The county assessed it at $5,662.

More homes on Madison St

Closest homes

More homes in Lovejoy 62059

Assigned schools

Explore the area

See this home in context

Open 520 Madison St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map