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Single Family ResidenceResidential
$207,261$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $185,000 on Mar 24, 2025

520 PROSPECT ST

ELKHART, IN 46514
3
Beds
2 / 1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$207K
$180K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Mar 24, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,030 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$145,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$145,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
28
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²Porch · 124 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Side Middle SchoolD
Middle · Grades 7–8 · 0.9 mi
E
Beardsley Elementary SchoolD+
Elementary · Grades KG–6 · 1.2 mi
H
Elkhart High SchoolD-
High · Grades 9–12 · 1.7 mi

District: Elkhart Community Schools

Neighborhood · ZIP 46514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.43,282
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,821
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,622
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Riverside
  • Costs more per square foot than 95% of homes in Riverside
  • Smaller than 74% of homes in Riverside
  • Has a smaller lot than 91% of homes in Elkhart 46514
  • Older than 96% of homes in Elkhart 46514

What homes are worth in Elkhart 46514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$725K

This home is worth more than 41% of homes in Elkhart 46514.

How it measures up in Elkhart 46514

The dot is this home. The mark in the middle is the typical home in Elkhart 46514.

Estimated value$207,261
CheaperTypical $231,198Pricier

Pricier than 41% of homes nearby

Price per ft²$154
CheaperTypical $151Pricier

Pricier than 53% of homes nearby

Living area1,344 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.14 ac
SmallerTypical 0.36 acBigger

Bigger than 9% of homes nearby

Year built1900
OlderTypical 1969Newer

Newer than 4% of homes nearby

How 520 Prospect St ranks against every home in each area.
MeasureThis homeRiversideElkhart 46514Elkhart County
Estimated valuepricier than$207,26178% of homes41% of homes36% of homes
Price per ft²pricier than$15495% of homes53% of homes46% of homes
Living areabigger than1,344 ft²26% of homes39% of homes36% of homes
Lot sizebigger than0.14 ac53% of homes9% of homes10% of homes
Year builtnewer than190033% of homes4% of homes7% of homes

About 520 Prospect St

How much is 520 Prospect St, Elkhart, IN worth?

The TopHap Estimate for 520 Prospect St, Elkhart, IN is $207,261 as of Aug 30, 2026. The likely range is $180,144 to $234,378. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Prospect St, Elkhart, IN last sell?

520 Prospect St, Elkhart, IN last sold on Mar 24, 2025 for $185,000, according to the county's recorded deed.

How big is 520 Prospect St, Elkhart, IN?

520 Prospect St, Elkhart, IN has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 0.14-acre lot.

When was 520 Prospect St, Elkhart, IN built?

520 Prospect St, Elkhart, IN was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 520 Prospect St, Elkhart, IN?

520 Prospect St, Elkhart, IN is assigned to North Side Middle School (middle), rated D; Beardsley Elementary School (elementary), rated D+; Elkhart High School (high), rated D-. All sit in Elkhart Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Prospect St, Elkhart, IN compare to other homes in Elkhart 46514?

Among the 13,833 homes in Elkhart 46514, it is worth more than 41% of them ($207,261 against a typical $231,198), its price per square foot is higher than 53% of them ($154 against a typical $151), it is bigger than 39% of them (1,344 ft² against a typical 1,496 ft²), its lot is bigger than 9% of them (0.14 ac against a typical 0.36 ac) and it is newer than 4% of them (1900 against a typical 1969). Measured against all of Elkhart County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Prospect St, Elkhart, IN?

The 2024 property tax bill for 520 Prospect St, Elkhart, IN was $4,030. The county assessed it at $145,500.

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