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Single Family ResidenceResidential
$353,617$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $15,000 on Mar 4, 1989

520 RIDDLE LN

LORETTO, TN 38469
4
Baths
2,731 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$354K
$292K low$415K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,000 · Mar 4, 1989
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$253,617
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,894
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FIRST FARMERS & MERCHANTS BANK · recorded Jun 22, 2017

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,175 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,225
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,175
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$368,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLawrence
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.9.87
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 511 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Lawrence Elementary SchoolB-
Elementary · Grades PK–8 · 0.6 mi
H
Loretto High SchoolC+
High · Grades 9–12 · 0.9 mi

District: Lawrence County School District

Neighborhood · ZIP 38469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,361
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,849
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,416
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Riddle Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Loretto 38469
  • Costs less per square foot than 66% of homes in Lawrence County
  • Bigger than 95% of homes in Lawrence County
  • Has a bigger lot than 81% of homes in Lawrence County
  • Newer than 67% of homes in Lawrence County

What homes are worth in Loretto 38469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$561K

This home is worth more than 88% of homes in Loretto 38469.

How it measures up in Loretto 38469

The dot is this home. The mark in the middle is the typical home in Loretto 38469.

Estimated value$353,617
CheaperTypical $214,666Pricier

Pricier than 88% of homes nearby

Price per ft²$129
CheaperTypical $134Pricier

Pricier than 46% of homes nearby

Living area2,731 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 94% of homes nearby

Lot size9.87 ac
SmallerTypical 1.7 acBigger

Bigger than 80% of homes nearby

Year built1994
OlderTypical 1979Newer

Newer than 66% of homes nearby

How 520 Riddle Ln ranks against every home in each area.
MeasureThis homeLoretto 38469Lawrence County
Estimated valuepricier than$353,61788% of homes84% of homes
Price per ft²pricier than$12946% of homes34% of homes
Living areabigger than2,731 ft²94% of homes95% of homes
Lot sizebigger than9.87 ac80% of homes81% of homes
Year builtnewer than199466% of homes67% of homes

About 520 Riddle Ln

How much is 520 Riddle Ln, Loretto, TN worth?

The TopHap Estimate for 520 Riddle Ln, Loretto, TN is $353,617 as of Jul 14, 2026. The likely range is $292,092 to $415,142. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Riddle Ln, Loretto, TN last sell?

520 Riddle Ln, Loretto, TN last sold on Mar 4, 1989 for $15,000, according to the county's recorded deed.

How big is 520 Riddle Ln, Loretto, TN?

520 Riddle Ln, Loretto, TN has 4 bathrooms, 2,731 square feet of living space and a 9.87-acre lot.

When was 520 Riddle Ln, Loretto, TN built?

520 Riddle Ln, Loretto, TN was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 520 Riddle Ln, Loretto, TN?

520 Riddle Ln, Loretto, TN is assigned to South Lawrence Elementary School (elementary), rated B-; Loretto High School (high), rated C+. All sit in Lawrence County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Riddle Ln, Loretto, TN compare to other homes in Loretto 38469?

Among the 1,761 homes in Loretto 38469, it is worth more than 88% of them ($353,617 against a typical $214,666), its price per square foot is higher than 46% of them ($129 against a typical $134), it is bigger than 94% of them (2,731 ft² against a typical 1,508 ft²), its lot is bigger than 80% of them (9.87 ac against a typical 1.7 ac) and it is newer than 66% of them (1994 against a typical 1979). Measured against all of Lawrence County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

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Assigned schools

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