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Single Family ResidenceResidential
$657,626$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $454,000 on Aug 8, 2019

520 SADDLEWOOD LN

WINTER SPRINGS, FL 32708
4
Beds
3
Baths
3,017 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$658K
$625K low$690K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$454,000 · Aug 8, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,994 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$350,877 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$340,988
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$544,197

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySEMINOLE
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Solar
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 728 ft²Porch · 288 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Winter Springs High SchoolB-
High · Grades 9–12 · 1.0 mi
E
Layer Elementary SchoolA
Elementary · Grades KG–5 · 1.0 mi
M
Indian Trails Middle SchoolA-
Middle · Grades 6–8 · 1.3 mi

District: Seminole County School District

Neighborhood · ZIP 32708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.47,162
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,520 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,610
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Saddlewood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Winter Springs 32708
  • Bigger than 90% of homes in Winter Springs 32708
  • Newer than 74% of homes in Winter Springs 32708

What homes are worth in Winter Springs 32708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$994K

This home is worth more than 87% of homes in Winter Springs 32708.

How it measures up in Winter Springs 32708

The dot is this home. The mark in the middle is the typical home in Winter Springs 32708.

Estimated value$657,626
CheaperTypical $418,228Pricier

Pricier than 87% of homes nearby

Price per ft²$218
CheaperTypical $229Pricier

Pricier than 37% of homes nearby

Living area3,017 ft²
SmallerTypical 1,844 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.24 ac
SmallerTypical 0.21 acBigger

Bigger than 59% of homes nearby

Year built1996
OlderTypical 1987Newer

Newer than 74% of homes nearby

How 520 Saddlewood Ln ranks against every home in each area.
MeasureThis homeWinter Springs 32708Seminole County
Estimated valuepricier than$657,62687% of homes86% of homes
Price per ft²pricier than$21837% of homes47% of homes
Living areabigger than3,017 ft²90% of homes90% of homes
Lot sizebigger than0.24 ac59% of homes59% of homes
Year builtnewer than199674% of homes69% of homes

About 520 Saddlewood Ln

How much is 520 Saddlewood Ln, Winter Springs, FL worth?

The TopHap Estimate for 520 Saddlewood Ln, Winter Springs, FL is $657,626 as of Aug 30, 2026. The likely range is $625,476 to $689,776. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Saddlewood Ln, Winter Springs, FL last sell?

520 Saddlewood Ln, Winter Springs, FL last sold on Aug 8, 2019 for $454,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 520 Saddlewood Ln, Winter Springs, FL?

520 Saddlewood Ln, Winter Springs, FL has 4 bedrooms, 3 bathrooms, 3,017 square feet of living space and a 0.24-acre lot.

When was 520 Saddlewood Ln, Winter Springs, FL built?

520 Saddlewood Ln, Winter Springs, FL was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 520 Saddlewood Ln, Winter Springs, FL?

520 Saddlewood Ln, Winter Springs, FL is assigned to Winter Springs High School (high), rated B-; Layer Elementary School (elementary), rated A; Indian Trails Middle School (middle), rated A-. All sit in Seminole County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Saddlewood Ln, Winter Springs, FL compare to other homes in Winter Springs 32708?

Among the 15,803 homes in Winter Springs 32708, it is worth more than 87% of them ($657,626 against a typical $418,228), its price per square foot is higher than 37% of them ($218 against a typical $229), it is bigger than 90% of them (3,017 ft² against a typical 1,844 ft²), its lot is bigger than 59% of them (0.24 ac against a typical 0.21 ac) and it is newer than 74% of them (1996 against a typical 1987). Measured against all of Seminole County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Saddlewood Ln, Winter Springs, FL?

The 2025 property tax bill for 520 Saddlewood Ln, Winter Springs, FL was $4,994. The county assessed it at $350,877.

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