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Single Family ResidenceResidential
$1,144,391$641 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,050,000 on Jan 12, 2022

520 TERRACE ST

ASHLAND, OR 97520
3
Beds
3
Baths
1,784 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,050,000 · Jan 12, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,144,391
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$915,513

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,923 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$580,330 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$563,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$943,720

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 545 ft²Patio · 621 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ashland High SchoolA
High · Grades 9–12 · 0.8 mi
E
Walker Elementary SchoolA+
Elementary · Grades KG–5 · 1.3 mi
M
Ashland Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi

District: Ashland School District 5

Neighborhood · ZIP 97520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,297
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Jackson County
  • Among the highest price per square foot in Jackson County
  • Bigger than 71% of homes in Jackson County
  • Has a bigger lot than 81% of homes in Ashland 97520
  • Newer than 96% of homes in 3 Tiers of Ashland

What homes are worth in Ashland 97520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$1.2M

This home is worth more than 97% of homes in Ashland 97520.

How it measures up in Ashland 97520

The dot is this home. The mark in the middle is the typical home in Ashland 97520.

Estimated value$1,144,391
CheaperTypical $560,558Pricier

Pricier than 97% of homes nearby

Price per ft²$641
CheaperTypical $352Pricier

Pricier than 96% of homes nearby

Living area1,784 ft²
SmallerTypical 1,543 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.3 ac
SmallerTypical 0.18 acBigger

Bigger than 81% of homes nearby

Year built2007
OlderTypical 1979Newer

Newer than 91% of homes nearby

How 520 Terrace St ranks against every home in each area.
MeasureThis home3 Tiers of AshlandAshland 97520Jackson County
Estimated valuepricier than$1,144,39197% of homes97% of homesalmost all homes
Price per ft²pricier than$64194% of homes96% of homesalmost all homes
Living areabigger than1,784 ft²59% of homes66% of homes71% of homes
Lot sizebigger than0.3 ac75% of homes81% of homes78% of homes
Year builtnewer than200796% of homes91% of homes87% of homes

About 520 Terrace St

How much is 520 Terrace St, Ashland, OR worth?

The TopHap Estimate for 520 Terrace St, Ashland, OR is $1,144,391 as of Jul 14, 2026. The likely range is $1,069,852 to $1,218,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Terrace St, Ashland, OR last sell?

520 Terrace St, Ashland, OR last sold on Jan 12, 2022 for $1,050,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 520 Terrace St, Ashland, OR?

520 Terrace St, Ashland, OR has 3 bedrooms, 3 bathrooms, 1,784 square feet of living space and a 0.30-acre lot.

When was 520 Terrace St, Ashland, OR built?

520 Terrace St, Ashland, OR was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 520 Terrace St, Ashland, OR?

520 Terrace St, Ashland, OR is assigned to Ashland High School (high), rated A; Walker Elementary School (elementary), rated A+; Ashland Middle School (middle), rated B+. All sit in Ashland School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Terrace St, Ashland, OR compare to other homes in Ashland 97520?

Among the 9,198 homes in Ashland 97520, it is worth more than 97% of them ($1,144,391 against a typical $560,558), its price per square foot is higher than 96% of them ($641 against a typical $352), it is bigger than 66% of them (1,784 ft² against a typical 1,543 ft²), its lot is bigger than 81% of them (0.3 ac against a typical 0.18 ac) and it is newer than 91% of them (2007 against a typical 1979). Measured against all of Jackson County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Terrace St, Ashland, OR?

The 2025 property tax bill for 520 Terrace St, Ashland, OR was $8,923. The county assessed it at $580,330.

Closest homes

More homes in Ashland 97520

Assigned schools

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