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Single Family ResidenceResidential
$349,990$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $329,211 on Sep 7, 2022

520 WHISPERING CREEK AVE

FREEPORT, FL 32439
4
Beds
2
Baths
1,789 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$350K
$322K low$378K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$329,211 · Sep 7, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,197 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$291,086 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,882
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$294,606

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWALTON
Lot (acres)The size of the land the home sits on, from county records.0.62
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Freeport Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
M
Freeport Middle SchoolB+
Middle · Grades 6–8 · 1.5 mi
H
Freeport High SchoolA-
High · Grades 9–12 · 2.0 mi

District: Walton County School District

Neighborhood · ZIP 32439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,215
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,642
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,194
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Whispering Creek Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Walton County
  • Costs less per square foot than 79% of homes in Walton County
  • Has a bigger lot than 81% of homes in Walton County
  • Newer than 86% of homes in Walton County

What homes are worth in Freeport 32439

Each bar is how many homes fall in that price range. The marker is this home.

This home
$184K$1.1M

This home is worth more than 28% of homes in Freeport 32439.

How it measures up in Freeport 32439

The dot is this home. The mark in the middle is the typical home in Freeport 32439.

Estimated value$349,990
CheaperTypical $422,998Pricier

Pricier than 28% of homes nearby

Price per ft²$196
CheaperTypical $217Pricier

Pricier than 28% of homes nearby

Living area1,789 ft²
SmallerTypical 1,813 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.62 ac
SmallerTypical 0.32 acBigger

Bigger than 76% of homes nearby

Year built2021
OlderTypical 2017Newer

Newer than 73% of homes nearby

How 520 Whispering Creek Ave ranks against every home in each area.
MeasureThis homeFreeport 32439Walton County
Estimated valuepricier than$349,99028% of homes21% of homes
Price per ft²pricier than$19628% of homes21% of homes
Living areabigger than1,789 ft²48% of homes47% of homes
Lot sizebigger than0.62 ac76% of homes81% of homes
Year builtnewer than202173% of homes86% of homes

About 520 Whispering Creek Ave

How much is 520 Whispering Creek Ave, Freeport, FL worth?

The TopHap Estimate for 520 Whispering Creek Ave, Freeport, FL is $349,990 as of Aug 30, 2026. The likely range is $321,781 to $378,199. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Whispering Creek Ave, Freeport, FL last sell?

520 Whispering Creek Ave, Freeport, FL last sold on Sep 7, 2022 for $329,211, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 520 Whispering Creek Ave, Freeport, FL?

520 Whispering Creek Ave, Freeport, FL has 4 bedrooms, 2 bathrooms, 1,789 square feet of living space and a 0.62-acre lot.

When was 520 Whispering Creek Ave, Freeport, FL built?

520 Whispering Creek Ave, Freeport, FL was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 520 Whispering Creek Ave, Freeport, FL?

520 Whispering Creek Ave, Freeport, FL is assigned to Freeport Elementary School (elementary), rated B-; Freeport Middle School (middle), rated B+; Freeport High School (high), rated A-. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Whispering Creek Ave, Freeport, FL compare to other homes in Freeport 32439?

Among the 8,171 homes in Freeport 32439, it is worth more than 28% of them ($349,990 against a typical $422,998), its price per square foot is higher than 28% of them ($196 against a typical $217), it is bigger than 48% of them (1,789 ft² against a typical 1,813 ft²), its lot is bigger than 76% of them (0.62 ac against a typical 0.32 ac) and it is newer than 73% of them (2021 against a typical 2017). Measured against all of Walton County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Whispering Creek Ave, Freeport, FL?

The 2025 property tax bill for 520 Whispering Creek Ave, Freeport, FL was $3,197. The county assessed it at $291,086.

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