Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$193,287
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $272,000 on Apr 24, 2025

5207 SPRUCE ST

GALT, IL 61037
0
Baths
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$193K
$161K low$226K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$272,000 · Apr 24, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,903 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,510 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,049
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,461
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,082
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$193,530

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHITESIDE
Lot (acres)The size of the land the home sits on, from county records.0.56
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sterling High SchoolC+
High · Grades 9–12 · 3.7 mi
M
Challand Middle SchoolC-
Middle · Grades 6–8 · 3.9 mi
E
Jefferson Elementary School
Elementary · Grades PK–2 · 4.0 mi

District: Sterling Community Unit District 5

Neighborhood · ZIP 61037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.27
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,631
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,787
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5207 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Whiteside County
  • Has a bigger lot than 74% of homes in Whiteside County

What homes are worth in Whiteside County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$505K

This home is worth more than 84% of homes in Whiteside County.

How it measures up in Whiteside County

The dot is this home. The mark in the middle is the typical home in Whiteside County.

Estimated value$193,287
CheaperTypical $126,634Pricier

Pricier than 77% of homes nearby

Lot size0.56 ac
SmallerTypical 0.27 acBigger

Bigger than 74% of homes nearby

How 5207 Spruce St ranks against every home in each area.
MeasureThis homeWhiteside County
Estimated valuepricier than$193,28777% of homes
Lot sizebigger than0.56 ac74% of homes

About 5207 Spruce St

How much is 5207 Spruce St, Galt, IL worth?

The TopHap Estimate for 5207 Spruce St, Galt, IL is $193,287 as of Sep 24, 2026. The likely range is $160,980 to $225,594. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5207 Spruce St, Galt, IL last sell?

5207 Spruce St, Galt, IL last sold on Apr 24, 2025 for $272,000, according to the county's recorded deed.

What schools serve 5207 Spruce St, Galt, IL?

5207 Spruce St, Galt, IL is assigned to Sterling High School (high), rated C+; Challand Middle School (middle), rated C-; Jefferson Elementary School (elementary). All sit in Sterling Community Unit District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5207 Spruce St, Galt, IL compare to other homes in Whiteside County?

Among the 21,331 homes in Whiteside County, it is worth more than 77% of them ($193,287 against a typical $126,634) and its lot is bigger than 74% of them (0.56 ac against a typical 0.27 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5207 Spruce St, Galt, IL?

The 2025 property tax bill for 5207 Spruce St, Galt, IL was $3,903. The county assessed it at $64,510.

More homes on Spruce St

Closest homes

More homes in Galt 61037

Assigned schools

Explore the area

See this home in context

Open 5207 Spruce St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map