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Single Family ResidenceResidential
$226,429$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $164,000 on Feb 15, 2022

521 ORCHARD ST

ELSMERE, KY 41018
3
Beds
2 / 1
Baths
1,275 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$226K
$213K low$239K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$164,000 · Feb 15, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,491 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$164,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$164,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$164,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENTON
Lot (acres)The size of the land the home sits on, from county records.0.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Miles Elementary SchoolD+
Elementary · Grades KG–5 · 0.3 mi
M
Tichenor Middle SchoolD
Middle · Grades 6–8 · 0.5 mi
H
Lloyd High SchoolD+
High · Grades 9–12 · 0.7 mi

District: Erlanger-Elsmere Independent School District

Neighborhood · ZIP 41018These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.29,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,355 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,501
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 Orchard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Kenton County
  • Has a bigger lot than 81% of homes in Erlanger 41018
  • Older than 80% of homes in Erlanger 41018

What homes are worth in Erlanger 41018

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$563K

This home is worth more than 46% of homes in Erlanger 41018.

How it measures up in Erlanger 41018

The dot is this home. The mark in the middle is the typical home in Erlanger 41018.

Estimated value$226,429
CheaperTypical $230,975Pricier

Pricier than 46% of homes nearby

Price per ft²$178
CheaperTypical $192Pricier

Pricier than 38% of homes nearby

Living area1,275 ft²
SmallerTypical 1,136 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.3 ac
SmallerTypical 0.2 acBigger

Bigger than 81% of homes nearby

Year built1954
OlderTypical 1973Newer

Newer than 20% of homes nearby

How 521 Orchard St ranks against every home in each area.
MeasureThis homeErlanger 41018Kenton County
Estimated valuepricier than$226,42946% of homes33% of homes
Price per ft²pricier than$17838% of homes41% of homes
Living areabigger than1,275 ft²62% of homes40% of homes
Lot sizebigger than0.3 ac81% of homes65% of homes
Year builtnewer than195420% of homes30% of homes

About 521 Orchard St

How much is 521 Orchard St, Elsmere, KY worth?

The TopHap Estimate for 521 Orchard St, Elsmere, KY is $226,429 as of Sep 24, 2026. The likely range is $213,424 to $239,434. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 521 Orchard St, Elsmere, KY last sell?

521 Orchard St, Elsmere, KY last sold on Feb 15, 2022 for $164,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 521 Orchard St, Elsmere, KY?

521 Orchard St, Elsmere, KY has 3 bedrooms, 2 bathrooms, 1,275 square feet of living space and a 0.30-acre lot.

When was 521 Orchard St, Elsmere, KY built?

521 Orchard St, Elsmere, KY was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 521 Orchard St, Elsmere, KY?

521 Orchard St, Elsmere, KY is assigned to Miles Elementary School (elementary), rated D+; Tichenor Middle School (middle), rated D; Lloyd High School (high), rated D+. All sit in Erlanger-Elsmere Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 Orchard St, Elsmere, KY compare to other homes in Erlanger 41018?

Among the 8,769 homes in Erlanger 41018, it is worth more than 46% of them ($226,429 against a typical $230,975), its price per square foot is higher than 38% of them ($178 against a typical $192), it is bigger than 62% of them (1,275 ft² against a typical 1,136 ft²), its lot is bigger than 81% of them (0.3 ac against a typical 0.2 ac) and it is newer than 20% of them (1954 against a typical 1973). Measured against all of Kenton County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 521 Orchard St, Elsmere, KY?

The 2025 property tax bill for 521 Orchard St, Elsmere, KY was $2,491. The county assessed it at $164,000.

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