Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$881,368$643 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

521 RACETRACK RD

HO HO KUS, NJ 07423
0
Baths
1,370 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$881K
$824K low$939K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$670,368
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$536,294
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$145,000
PNC BANK · recorded May 11, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$66,000
PNC BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,647 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$815,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$594,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$425,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$815,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ho-Ho-Kus Public SchoolA
Elementary · Grades PK–8 · 0.7 mi
H
Northern Highlands Regional High SchoolA+
High · Grades 9–12 · 3.9 mi

District: Ho-Ho-Kus Borough School District

Neighborhood · ZIP 07423These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.25
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.0.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,311
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,473 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$241,676
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$318,586
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 Racetrack Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Ho Ho Kus 07423
  • Costs more per square foot than 96% of homes in Bergen County
  • Smaller than 95% of homes in Ho Ho Kus 07423
  • Has a smaller lot than 76% of homes in Ho Ho Kus 07423

What homes are worth in Ho Ho Kus 07423

Each bar is how many homes fall in that price range. The marker is this home.

This home
$775K$3.1M

This home is worth more than 6% of homes in Ho Ho Kus 07423.

How it measures up in Ho Ho Kus 07423

The dot is this home. The mark in the middle is the typical home in Ho Ho Kus 07423.

Estimated value$881,368
CheaperTypical $1,381,169Pricier

Pricier than 6% of homes nearby

Price per ft²$643
CheaperTypical $555Pricier

Pricier than 87% of homes nearby

Living area1,370 ft²
SmallerTypical 2,500 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.23 ac
SmallerTypical 0.27 acBigger

Bigger than 24% of homes nearby

Year built1951
OlderTypical 1951Newer

Newer than 51% of homes nearby

How 521 Racetrack Rd ranks against every home in each area.
MeasureThis homeHo Ho Kus 07423Bergen County
Estimated valuepricier than$881,3686% of homes63% of homes
Price per ft²pricier than$64387% of homes96% of homes
Living areabigger than1,370 ft²5% of homes22% of homes
Lot sizebigger than0.23 ac24% of homes65% of homes
Year builtnewer than195151% of homes43% of homes

About 521 Racetrack Rd

How much is 521 Racetrack Rd, Ho Ho Kus, NJ worth?

The TopHap Estimate for 521 Racetrack Rd, Ho Ho Kus, NJ is $881,368 as of Jul 14, 2026. The likely range is $823,602 to $939,134. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 521 Racetrack Rd, Ho Ho Kus, NJ last sell?

521 Racetrack Rd, Ho Ho Kus, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 521 Racetrack Rd, Ho Ho Kus, NJ?

521 Racetrack Rd, Ho Ho Kus, NJ has 1,370 square feet of living space and a 0.23-acre lot.

When was 521 Racetrack Rd, Ho Ho Kus, NJ built?

521 Racetrack Rd, Ho Ho Kus, NJ was built in 1951, making it 75 years old. The building has 1 story.

What schools serve 521 Racetrack Rd, Ho Ho Kus, NJ?

521 Racetrack Rd, Ho Ho Kus, NJ is assigned to Ho-Ho-Kus Public School (elementary), rated A; Northern Highlands Regional High School (high), rated A+. All sit in Ho-Ho-Kus Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 Racetrack Rd, Ho Ho Kus, NJ compare to other homes in Ho Ho Kus 07423?

Among the 1,440 homes in Ho Ho Kus 07423, it is worth more than 6% of them ($881,368 against a typical $1,381,169), its price per square foot is higher than 87% of them ($643 against a typical $555), it is bigger than 5% of them (1,370 ft² against a typical 2,500 ft²), its lot is bigger than 24% of them (0.23 ac against a typical 0.27 ac) and it is newer than 51% of them (1951 against a typical 1951). Measured against all of Bergen County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 521 Racetrack Rd, Ho Ho Kus, NJ?

The 2025 property tax bill for 521 Racetrack Rd, Ho Ho Kus, NJ was $10,647. The county assessed it at $815,600.

Closest homes

More homes in Ho Ho Kus 07423

Assigned schools

Explore the area

See this home in context

Open 521 Racetrack Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map