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Single Family ResidenceResidential
$150,448$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

521 RUDDY RD

CHASE MILLS, NY 13621
2
Beds
1
Baths
961 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$150K
$135K low$166K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,638 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,333

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountySt. Lawrence
Lot (acres)The size of the land the home sits on, from county records.0.76
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Madrid-Waddington Junior-Senior High SchoolB
Middle · Grades 6–12 · 2.4 mi
E
Madrid-Waddington Elementary SchoolC
Elementary · Grades PK–7 · 2.4 mi

District: Madrid-Waddington Central School District

Neighborhood · ZIP 13621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.165

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.926
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,417
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 Ruddy Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 93% of homes in Chase Mills 13621
  • Smaller than 79% of homes in St. Lawrence County
  • Has a smaller lot than 76% of homes in Chase Mills 13621
  • Among the newest homes in Chase Mills 13621

What homes are worth in Chase Mills 13621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$297K

This home is worth more than 60% of homes in Chase Mills 13621.

How it measures up in Chase Mills 13621

The dot is this home. The mark in the middle is the typical home in Chase Mills 13621.

Estimated value$150,448
CheaperTypical $136,196Pricier

Pricier than 60% of homes nearby

Price per ft²$157
CheaperTypical $95Pricier

Pricier than 93% of homes nearby

Living area961 ft²
SmallerTypical 1,236 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.76 ac
SmallerTypical 1.4 acBigger

Bigger than 24% of homes nearby

Year built2019
OlderTypical 1970Newer

Newer than almost all homes nearby

How 521 Ruddy Rd ranks against every home in each area.
MeasureThis homeChase Mills 13621St. Lawrence County
Estimated valuepricier than$150,44860% of homes55% of homes
Price per ft²pricier than$15793% of homes86% of homes
Living areabigger than961 ft²30% of homes21% of homes
Lot sizebigger than0.76 ac24% of homes46% of homes
Year builtnewer than2019almost all homes98% of homes

About 521 Ruddy Rd

How much is 521 Ruddy Rd, Chase Mills, NY worth?

The TopHap Estimate for 521 Ruddy Rd, Chase Mills, NY is $150,448 as of Oct 21, 2026. The likely range is $135,053 to $165,843. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 521 Ruddy Rd, Chase Mills, NY last sell?

521 Ruddy Rd, Chase Mills, NY last sold on May 13, 2010, according to the county's recorded deed.

How big is 521 Ruddy Rd, Chase Mills, NY?

521 Ruddy Rd, Chase Mills, NY has 2 bedrooms, 1 bathrooms, 961 square feet of living space and a 0.76-acre lot.

When was 521 Ruddy Rd, Chase Mills, NY built?

521 Ruddy Rd, Chase Mills, NY was built in 2019, making it 7 years old. It is a cottage home. The building has 1 story.

What schools serve 521 Ruddy Rd, Chase Mills, NY?

521 Ruddy Rd, Chase Mills, NY is assigned to Madrid-Waddington Junior-Senior High School (middle), rated B; Madrid-Waddington Elementary School (elementary), rated C. All sit in Madrid-Waddington Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 Ruddy Rd, Chase Mills, NY compare to other homes in Chase Mills 13621?

Among the 323 homes in Chase Mills 13621, it is worth more than 60% of them ($150,448 against a typical $136,196), its price per square foot is higher than 93% of them ($157 against a typical $95), it is bigger than 30% of them (961 ft² against a typical 1,236 ft²), its lot is bigger than 24% of them (0.76 ac against a typical 1.4 ac) and it is newer than almost all of them (2019 against a typical 1970). Measured against all of St. Lawrence County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 521 Ruddy Rd, Chase Mills, NY?

The 2024 property tax bill for 521 Ruddy Rd, Chase Mills, NY was $3,638. The county assessed it at $92,000.

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Assigned schools

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