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Mobile HomeResidential
Last sold for $170,000 on Feb 7, 2020

521 RUDDY ST

LOCKHART, TX 78644
0
Baths
1,178 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Feb 7, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,373 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,460 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,860
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,460

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Mobile Home
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2021
Lot (acres)The size of the land the home sits on, from county records.0.20
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockhart High SchoolD+
High · Grades 9–12 · 0.8 mi
E
Plum Creek Elementary SchoolA-
Elementary · Grades KG–5 · 1.3 mi
M
Lockhart Junior High SchoolC
Middle · Grades 6–8 · 2.3 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,386
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 Ruddy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 74% of homes in Lockhart 78644
  • Has a smaller lot than 75% of homes in Caldwell County
  • Newer than 86% of homes in Caldwell County

How it measures up in Lockhart 78644

The dot is this home. The mark in the middle is the typical home in Lockhart 78644.

Living area1,178 ft²
SmallerTypical 1,522 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.2 ac
SmallerTypical 0.28 acBigger

Bigger than 34% of homes nearby

Year built2020
OlderTypical 1998Newer

Newer than 81% of homes nearby

How 521 Ruddy St ranks against every home in each area.
MeasureThis homeLockhart 78644Caldwell County
Living areabigger than1,178 ft²26% of homes29% of homes
Lot sizebigger than0.2 ac34% of homes25% of homes
Year builtnewer than202081% of homes86% of homes

About 521 Ruddy St

When did 521 Ruddy St, Lockhart, TX last sell?

521 Ruddy St, Lockhart, TX last sold on Feb 7, 2020 for $170,000, according to the county's recorded deed.

How big is 521 Ruddy St, Lockhart, TX?

521 Ruddy St, Lockhart, TX has 1,178 square feet of living space and a 0.20-acre lot.

When was 521 Ruddy St, Lockhart, TX built?

521 Ruddy St, Lockhart, TX was built in 2020, making it 6 years old. It is a mobile/manufactured home. The building has 1 story.

What schools serve 521 Ruddy St, Lockhart, TX?

521 Ruddy St, Lockhart, TX is assigned to Lockhart High School (high), rated D+; Plum Creek Elementary School (elementary), rated A-; Lockhart Junior High School (middle), rated C. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 Ruddy St, Lockhart, TX compare to other homes in Lockhart 78644?

Among the 9,241 homes in Lockhart 78644, it is bigger than 26% of them (1,178 ft² against a typical 1,522 ft²), its lot is bigger than 34% of them (0.2 ac against a typical 0.28 ac) and it is newer than 81% of them (2020 against a typical 1998). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 521 Ruddy St, Lockhart, TX?

The 2026 property tax bill for 521 Ruddy St, Lockhart, TX was $3,373. The county assessed it at $163,460.

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